How To File The Claim Under Group Personal Accident Policy?

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How To File The Claim Under Group Personal
Accident Policy?
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• A group personal accident insurance plan is an
  employee welfare policy that protects employees
  against unanticipated events such as accidents.
  This article will provide straightforward
  guidance to submitting a claim under the Group
  Personal Accident Insurance Policy.
• A slip or fall might result in severe fractures
  or injuries, interfering with an employee's
  ability to perform. The chance of a car accident
  is growing by the day. As a result, a business
  should offer employees group personal accident
  insurance to cover the medical costs of
  accidents.

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Purchasing an employee's accident coverage
demonstrates the employer's genuine concern for
the well-being of its personnel. A group personal
accident insurance policy that promotes a
seamless claim settlement procedure is an
appropriate employee protection plan. Here is a
quick reference guide to help you settle a claim
under the Group Personal Accident Insurance
Policy. It would help if you Kept The Following
Factors In Consideration While Filing A Claim
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Types Of Events Covered

• A group personal accident insurance policy covers
  a variety of claims. These include allegations
  originating from an accident's unintentional
  death, entire permanent disability, permanent
  partial disability, and temporary total
  disability.
• Furthermore, the insurance covers any road, rail,
  or air accident, injury from a fall or slip, or
  the bursting of a gas cylinder, snakebite or dog
  bite, burn injury, and so on. As a result, before
  submitting a claim, you should ensure that the
  accident is the cause of any such damage.

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• However, the policy does not cover any exclusion
  under it. One should not file the claim
• Natural Death
• Self-Inflicted Injuries
• Intoxication
• HIV related injury
• Damage from war or terrorism
• Injury from adventure sport
• Pregnancy complications
• Intoxication
• Participation in criminal activity
• The above is the typical exclusions of a group
  personal accident insurance policy.

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Claim Intimation

• You should report the occurrence to the insurance
  as soon as possible. Typically, the intimation
  TAT is three months. However, the insurer must
  notify within a week after the incidence. You
  should report employee information, employee code
  and policy number, date, and cause of a loss to
  the insurer. Furthermore, timely claim
  notification enhances the likelihood of speedy
  and smooth claim resolution.

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Conclusion

• NGI offers various plans of medical insurance in
  multiple things. Our main motto is medical
  coverage, cashless claims, and saving your time
  and money. We help to get all of those. We
  provide you with the best insurance for you. You
  can contact us on 971 4 211 5800.

Source
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Contact Us
National General Insurance Co. PJSC
(NGI)Address PO Box 154, Levels Ground,
3, 5, 6, NGI House, Port Saeed Street,
Deira Dubai Dubai United Arab
EmiratesPhone 971 4 211 5800Website
https//ngi.ae/