STOPPING

1

• STOPPING
• IDENTITY THEFT

2
What is Identity Theft ?

• Florida State Statute 817.568
• Any person who willfully and without
  authorization fraudulently uses another persons
  identification commits the offense of Fraudulent
  use of Personal Identification.
• Third Degree Felony

3
What is Personal Identification ?

• Any name or number that may be used, alone or in
  conjunction with any other information, to
  identify a specific individual including any
• Name
• Postal or electronic email address
• Telephone Number
• Social Security Number
• Date of birth
• Drivers License, etc.

4
Where Do Thieves Find OurPersonal Information ?

• Thieves find our personal information by
• Stealing your wallet or purse
• Your mail box bank/credit card statements
• Your mail box outgoing checks for bills
• Phishing your computer
• Mining data from Government Web Sites
• Mining data from old cell phones/computers
• Even in your TRASH!

5
What Do Thieves Do With OurPersonal Information ?

• Without your knowledge
• They make purchases on your credit cards
• They apply for new credit cards
• Create new checks on your account
• They open new fraudulent bank accounts
• They apply for mortgages, etc.

6
How Can We Protect Ourselves?

• Shred all documents containing P.I.
• Take outgoing mail to the Post Office
• Collect your mail at a box at delivery time
• Dont answer pretext inquiries
• Always know who you are dealing with when using
  credit cards
• Destroy old Hard Drives and Cell Phones
• Monitor your credit card bills bank statements

7
Should We Have OurCredit Checked ?

• You should check your credit report annually and
  report any inaccuracies as soon as possible.
• You should check your credit report quarterly for
  two years following a reported inaccuracy.

8
How Do We Get OurCredit Checked ?

• Each credit reporting agency must give you one
  free report annually. You can get yours by
  calling
• [phone] Toll Free
• Or online at www.annualcreditreport.com

9
How Do We Get OurCredit Checked ?

• You can also write to
• Annual Credit Report Request Service
• P O Box 105281
• Atlanta, GA 30348-5281

10
Where Can I Find MoreInformation ?

• The Federal Trade Commission is the Federal
  governments primary agency for dealing with
  Identity Theft.
• (877) IDTHEFT
• www.ftc.gov

11
How Do I Report ASuspicious ID Theft Incident ?

• If you notice any suspicious incidents contact
• Your Financial Institution
• Local Law Enforcement

12
Last,

• If you find yourself in a suspicious situation
  and not sure of what to do, Call Me
• Rod Shoap
• Senior Vice President
• Riverside Bank of the Gulf Coast
• [phone]