ITS A JUNGLE OUT THERE

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ITS A JUNGLEOUTTHERE!

• How to keep you, your money and your computer safe

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Ray Hamilton

• Director of Technology Instruction and Training
• Merrillville Community School Corporation

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So whats lurking in the bush?
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Just about everything!

• Viruses
• Spammers
• Spyware
• Phishing schemes
• Pharming schemes

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Viruses

• Generally enter your system through Emails with
  .exe attachments.
• They can also be present in downloaded files.
• They can also come from a diskette or CD.

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Viruses can

• Be playful
• Erase data
• Take over your system
• Require reformatting the hard drive

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What can you do?

• Be sure you have virus protection
• Norton
• McAfee
• Keep it updated and current pay
• your bills on time! ?
• Do not open Emails from those you do not know

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• Do not download programs (.exe files) from Email.
• Run a virus scan on diskettes and CD-Roms if from
  an unknown source.

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and finally

• Monitor those who are using your machine,
  especially kids!

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Spamming
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Why do they do that?

• One word
• To make money!
• Every time you open a spam you are putting money
  in someones pocket.

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Heres an example of a typical spam
Generally a lot of nonsense words and phrases.
Heres what it really is
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Phishing?
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Look Familiar?
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Looks official, doesnt it?

• Youre a trusting soul. You would like to think
  that everyone is as honest as you.

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They arent!
Heres the address of the REAL CharterOne
Bank http//www.charteronebank.com/home/default.as
p
Heres the address of the FAKE CharterOne Bank in
the letter https//www.charteronebank.com/login.as
px?ReturnUrl2fdefault.aspx
Notice that the real one starts with http while
the fake starts with https. Thats one of your
first tip-offs!
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And heres where its REALLY going!
http//www.china-cas.com/zonghe/.w/charteronesecur
eonlinebankingcheck.com/
Since when is Charter Bank in China??
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What is Phishing?

• Dishonest folks gain access to millions of Email
  addresses and send bogus messages purporting to
  be legitimate business.

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Where do they come from?
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• Like fishing, they figure if they throw out
  enough bait eventually someone will bite.

Even if you arent a customer of that bank,
eventually the message will reach someone who is.
Our innate trust and sometimes ignorance leads us
to send them the requested information. The
result?
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Big Trouble!

• With secure information such as your social
  security number, checking and savings account
  numbers, they can rob you from thousands of miles
  away.

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In addition by clicking on an Internet site

• You are telling the phisher that you are a
  legitimate address.
• You can open yourself up to viruses or
• Become a victim of spoofing where your
• address is used to send out more bogus
• Emails.

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Pharming

• Like phishing, pharming is a method used by
  unscrupulous folks to separate you from your
  money.

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What do I do if I get a phishing letter?

• No company ever asks for personal information
  through Emails
• Do not open it. Opening it makes money for the
  spammer. It can also open you up to be spoofed.
• Delete it
• If it is your bank, go to the official web site
  to see if there is a place to inform them of the
  scam.

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Pharming
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Pharming is even more dangerous!

• It doesnt need to use a ruse to get to your
  personal information
• It creates web pages to collect confidential
  information related to online banking.
• You think you are working with a legitimate
  business, but you are really feeding your
  information to criminals.

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http//www.millersmiles.co.uk/index.php

• This is a great site to see what phishing sites
  are out there.

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What can you do?

• Be sure you have virus protection
• Make sure it is current and updated
• Have a firewall
• Have a good anti-spyware program such as
  Spysweeper, Ad-Aware, SpyBot.

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Helpful Resources

• Norton Anti-Virus at www.norton.com
• McAfee Anti-Virus at http//us.mcafee.com
• Spysweeper at www.webroot.com
• Ad-Aware (free) www.lavasoftusa.com

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• Contact Information
• Ray Hamilton, Director of Technology
  Instruction/Training
• 199 E. 70th Pl.
• Merrillville, IN 46410
• Write or request to be on the tip list
• rdhamilt_at_mvsc.k12.in.us
• Useful information at
• www.mvsc.k12.in.us/training