Springhill Group Home: Protect Yourself Against Frauds and Scams, Identity Theft and Reduce Spam Email

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Springhill Group Home Protect Yourself Against
Frauds and Scams, Identity Theft and Reduce Spam
Email
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Scam, Frauds and identity theft are just some of
the threats encountering by the internet users.
For the new users this kind of occurrence during
their search or conversation on the internet can
give them quite idea that these are likely
important and can simply hook them up in just a
single click. So, if you are one of them and or
think that you have been a witness of these blue
moons or just simply to be aware about and
safeguard yourself, below are the lists of
activities or actions that you can take in order
to put a fence on your side.
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1.       Do not use or carry a checkbook
When you are paying stuff, it suggests being it
in cash or credit card. Its safer to pay your
bills through your bank or credit unification
online bill paying service which is usually free.
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2.       Buy and use a paper cutter
Identity thieves actually go through homeowners
trash to acquire personal information. For you to
put off these thieves objectives, feel Secure to
cut any documents that have your social security
number or other financial information, such as
the bank account number of yours, credit card
numbers and the like that can possibly give these
people your personal identity. If you dont have
paper cutter make use of an alternative through
burning these documents completely.  
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3.       Freeze your credit
This is to hands off scammers from opening
unauthorized accounts in your name or identity.
Even if your state is one of the few that does
not allow freeze, you can still freeze your files
at some of the leading major credit bureaus out
there.
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4.       Make a Do-not-Call List  
5.       Make a statement to block credit card
offers
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6.       Always put your Social Security card in
a safe place
When you renew your drivers license, make sure
the DMV does not use your Social Security number
as your drivers license number.
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7.       Make use of a different email addresses
 8.     Use a separate email address
This is when you post messages to any public
forum, such as newsgroups and mailing lists. Make
an email account for such private conversation
purposes and for another for your public identity
to put a stop to this growing identity
theft. Never use your personal email address in
public because you might receive a number of
different spams. You can periodically check this
email account to see what spam is and what isnt.
A bonus is that Yahoos spam blocker is better
than those from most ISPs! And your main
personal email address wont be as clogged with
spam. Some ISPs like AOL and BellSouth.net give
you multiple email accounts free with your paid
service.
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9.    Do not give any financial information
Your money in the bank is the major goal of
scammers. So when you are on the situation of
asking somebody your financial account which
reason is pleasing to the ear such as they are
just to check your account and credit card
number, specifically you social security number
on the phone or online, unless you initiate the
call and you know the organization youre dealing
with.
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10.   Do not put an interest into such win a
vacation
Do not fill out the win a vacation and other
promotions you see in stores and shopping malls.
Upon writing or entertaining it can give you junk
mailing list and guarantee calls from persistent,
high-pressure salesmen.
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11.   Do not make an advance copy of your
drivers license, telephone, or social security
numbers on your checks.  
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12.   Report lost or stolen checks right away.
The bank can block payment on the check numbers
that are missing. Also, review new checks you
receive, to make sure none has been stolen in
transit.
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13.   Store new and cancelled checks, credit card
statements, medical bills, anything with
confidential information, in a safe place and cut
or burn them when you are done with them
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14.   Secure your Personal Identification Numbers
of Pin Numbers for your ATM and credit cards, and
do not write on  anything or keep your pins with
your cards. You should also secure your ATM card
and credit card receipts, for thieves might  use
it to have access on your accounts.
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15.   Use different cases in selecting Personal
Identification Numbers for your ATM and credit
cards, and passwords that  allow you to access
other accounts. Do not use birth dates, a part
your Social Security number or drivers license
number,    address, nor childrens or spouse
names.
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16.   Make use of a good anti-virus
software anti-adware software and a hardware
firewall on your computer, and keep them up to
date. You need all three. Almost all modern
Routers (Dlink, LinkSys, NetGear, Buffalo,
Airlink, etc.) have a hardware firewall built  
 in. See the left side of this page for the
current recommendation for ant-virus /
anti-malware programs.
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17.   Dont make an outgoing mail in your
mailbox            Drop it into a secure,
official Postal Service collection box. Thieves
may use your mail to steal your identity.
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18.    Report to the company immediately, if
regular bills fail to reach you. Someone might
give a false record of you and your family to
divert your information to his or her address.
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19.    If your bills include suspicious charges,
do not ignore it. Instead, investigate
immediately to head off any possible fraud before
it occurs. 20.   Check your credit report every
day. Federal laws enable you to acquire one form
credit report from each of the 3 major credit
reporting agencies per year.
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21.   Prefer to use disposable addresses There
are services online some are free like SneakMail
that provides you disposable addresses that can
be deleted if they begin to receive spam
messages. The disposable email addresses forwards
email to a real email address of yours, but the
sender cannot see this. If you create a unique
address for each email newsletter or forum you
subscribe to you can get rid of the address is it
gets too much spam and just start using another
email address.
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22.   Stop purchasing a product or render any
services to any company that sends you spam. Do
not even visit their sites or ask for more
information. Always bare in mind that, since they
send out millions of spam emails, they only need
a tiny fraction of responses to be profitable.  
And if that doesnt convince you, consider this
the vast majority of spam offers are in fact
scams.
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23.   Filter your email program Outlook does this
quite easily. When you open an email and realize
that it is spam, just click on Actions then
Create Rule, then select an appropriate action,
such as from then click Move e-mail to folder
and select the Deleted Items folder. Thats
it!  Youll never receive email from that
particular address or subject again.
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1. Do not post your address in HTML
format Otherwise you will be spammed, since
address-harvesting spiders (programs) extract
your email address from the website and add it to
the spammers lists.  Instead use feedback forms
through PHP, ASP, or JSP that hide the email
address, OR post the email address as a GIF
(image file).
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2.  Do not get so exited If someone emailed you
or sends you message or acknowledgement that you
win from lottery or any raffles from a randomly
selected from a database of email
addresses.Lastly, Multi-level marketing is a
scam.