mCommerce for Microfinance

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m-Commerce for Microfinance

• Pilot Study Results

For Forum Discussion
Edwin S. Soriano AIM-MDM 15 June 2005
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Agenda

• The Tool m-Commerce
• Prospecting m-Commerce for MF
• Mining for Jewels
• The Jewel-Interventions
• Operations m-Collect-Disburse model
• Management selection tools
• Strategy Iterative Learning
  Viral Expansion
• Where forth m-Comm for Microfinance?

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The Tool m-Commerce
Inflow(Credit)
Management (Txn control)
Value Repository(m-Comm Accnt)
Outflow(Debit)
Security (Safety measures)
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Mining for Jewels Expanding Convergence
CLIENTStheir financial needs
Remittance Insurance Retirement Others
Loans Savings
MF products and services
BANKING SYSTEM
m-Banking Credit cards Payment gateway
Remittance gateway MIS others
Services Branches Banking system BSP
regulations
MF Bank txns
MFI
Internal operations
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Jewel-Interventions

• Operations an m-collect-disburse model
• Management a tool where m-commerce
  interventions for microfinance are identified and
  described
• Strategy recommendations for future activities
  on m-commerce for microfinance

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Current Collection Method in CARD
Cash-Collect-Transport
Center members
Bank
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M-Collect-Disburse Model thru TO
Center members
Bank
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M-Commerce Interventions
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Selection Tool
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Implementation Strategy Learn and
TransmitIterative Learning Viral Expansion
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Where forth Mobile-Commerce for Microfinance?

• Edwin S. Soriano
• AIM-MDM 2005
• 15 June 2005
• 63.920.9273648
• edwin.soriano_at_gmail.com
• http//MobileTulay.blogspot.com