UK Unsecured Loans to Business Industry: Size, Key Trends, Insights, Analysis, Opportunities and Forecast to 2018

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Main Title
Market Research Report 
Unsecured Loans to Business in the UK Key Trends
and Opportunities up to 2018
reportscue
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• Synopsis
• This report provides market analysis, information
  and insights into the UK lending to business
  industry
• It provides a breakdown of the different forms of
  lending to business in the UK
• It analyses drivers and the outlook for the
  market 
• It provides information on the main banks in the
  UK market
• It covers news and regulatory developments

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Report Overview The lending to business
industry is beginning to stabilize following the
recession. The lending to business industry in
the UK has recorded little signs of growth since
2011, but has somewhat stabilized since the
financial crisis. Net lending to non-financial
businesses declined by GBP109.5 billion from 2008
to 2009, while lending to Private Non-Financial
Corporations (PNFCs) declined by just under 35
(in terms of annual change) between the start of
both 2008 and 2010, which emphasizes the impact
of the crisis. The affordability of business
loans has declined since 2009, when the Bank of
England reduced interest rates to a record low of
0.5. This has contributed to a sharp rise in
repayments, as companies have been keen to pay
off as much debt as possible before the rates
rise ? anticipated to be early 2015. The
government has made several attempts to
reinvigorate business lending over the last
couple of years, however, its projects have all
missed their targets. The flagship Funding for
Lending scheme declined short of its GBP80
billion target by GBP20 billion in 2012, while
Project Merlin was GBP1.1 billion shy.
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Scope This report provides market analysis,
information and insights into the UK lending to
business industry It provides a breakdown of
the different forms of lending to business in the
UK It analyses drivers and the outlook for the
market  It provides information on the main
banks in the UK market It covers News and
regulatory developments
Key Highlights The lending to business
industry in the UK has recorded little signs of
growth since 2011, but has somewhat stabilized
since the financial crisis. The affordability of
business loans has declined since 2009, when the
Bank of England reduced interest rates to a
record low of 0.5. This has contributed to a
sharp rise in repayments, as companies have been
keen to pay off as much debt as possible before
the rates rise ? anticipated to be early 2015. 
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Table of Contents 1 Executive Summary 22
Introduction 83 Market Analysis 114 Economic
Backdrop 425 Competitive Landscape 506 Porters
Five Forces Analysis 517 Regulation and Policy
538 Deals 609 News 6110 UK Retail Banks 6311
Statistics 7212 Appendix 74
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List of Tables Table 1 Lending to Business
Definitions 8Table 2 UK Annual New Term Lending
to Small Businesses Growth Rates Forecast
23Table 3 UK Annual New Term Lending to
Medium-sized Businesses Growth Rates Forecast
24Table 4 UK Annual New Term Lending to Large
Businesses Growth Rates Forecast 25Table 5 The
UK Lending to Business MarketSWOT Analysis
59Table 6 Barclays PLC, Key Facts 63Table 7
Barclays PLC, Board of Directors 64Table 8 HSBC
Bank PLC, Key Facts 65Table 9 HSBC Bank PLC,
Board of Directors 66Table 10 Lloyds Banking
Group PLC, Key Facts 67Table 11 Lloyds Banking
Group PLC, Board of Directors 68Table 12
Santander UK PLC, Key Facts 68Table 13
Santander UK PLC, Board of Directors 69Table 14
The Royal Bank of Scotland Group PLC, Key Facts
70Table 15 The Royal Bank of Scotland PLC,
Board of Directors 71Table 16 The UK Lending
to Business Market (GBP Billion), 20092013
72Table 17 The UK Lending to Business Market
(GBP Billion), 20142018 73
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Reason To Buy Gain an understanding of the
UK lending to business industry To Get
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