Give Your Finances A Facelift With This 15-Day Program

1
Give Your Finances A Facelift with this15-DAY
PROGRAM
2

• They say,
• IT TAKES
• 21 DAYS
• TO MAKE OR BREAK A HABIT

3

• However, 21 days may be too long for some people.

4

• Try this
• 15-DAY CHALLENGE
• and
• jump-start your
• financial savviness
• starting today!

5
FIGURE OUT YOUR CURRENT FINANCIAL
STATE
DAY 1

• Understand first where youre standing.

Review the flow of your finances for up to the
last three months.
6
FIND THE BEST WAY TO TRACK YOUR FINANCES
Track your spending habits and make adjustments
to make your money handling more efficient.
DAY 2

• Oversee where your money comes from and where
  does it go.

7
LIST DOWN ALL YOUR DEBT
DAY 3
Debt is one of the many reasons why you are
continuously shackled financially, although they
are all connected with each other.
If you want to turn your whole financial life
around, you need to be aware of your all your
debtswhether they are interest-bearing or not.
8
SET A WORKING BUDGET
DAY 4

• Overspending is one of the main reasons why a lot
  of people crash and burn their budget
• SPENDING MORE THAN THEY SHOULD BE.

Have a working budget so you will never stray
far from your money.
9
THINK OF SOMETHING TO SAVE FOR
By having a sense of PURPOSE for your SAVINGS,
you can easily get motivated without even trying
hard.
DAY 5

• It can go from something as mundane as a new
  phone or something as ambitious as a new home.

10
DECLUTTER YOUR BUDGET
DAY 6
Eliminate some unnecessary expenses from your
budget.

• Whether its cutting the cord or trying to get
  rid of the junk food, try to make your budget
  leaner and meaner.

11
POWER UP YOUR SAVINGS

• Today, it is much easier to make savings
  automatic when you have an online account, giving
  you the power to transfer your money to a purely
  savings account.

DAY 7
When you make savings automatic, you can stop
worrying about it and focus more on other things.
12
LOOK FOR WAYS TO EARN MORE
DAY 8

• There are many ways you can tart Earning Money
  without leaving your full-time job.

Be CREATIVE whether these are online jobs or
some small-time gig like selling snacks, whats
important is that you have another source of
income.
13
GET INTO INVESTING

• Putting your money on a savings account can be
  good for your financial health, but investing
  your money somewhere else can give you greater
  yields.

DAY 9
14
BOOST YOUR CREDIT SCORE
In a nutshell, BOOST your Credit Score by paying
your bills, including existing loans, before
their due date.
DAY 10

• Your credit score can make or break your
  application for credit cards and other banking
  products. When you have a low credit score, it
  can hurt your chances to get approved.

15
REVIEW YOUR BANKING PARTNER

• Do you have a savings account and you feel like
  youre not getting enough?
• Or do you feel like your credit card provider is
  ripping you off with monumental fees and other
  charges?  

Review your banking terms and see if youre at a
disadvantagethen change your banking provider if
you have to.
DAY 11
16
COMPILE YOUR DOCUMENTS IN ONE
PLACE
Put your documents such as bank statements,
passbook, ATM cards, receipts, and other
financial documents in one place to help you have
a better overview of your money flow.
DAY 12

• ORGANIZATION is key in making your financial life
  more streamlined.

17
REVIEW YOUR INSURANCE POLICY
Insurance exists to protect you from the
financial fallout of different unfortunate events.
DAY 13

• Whether youre looking at car insurance or travel
  insurance, you have to go over your policies
  again and see if you are getting more bang for
  your buck.

18
CREATE A THREE-MONTHFINANCIAL PLAN
DAY 14
Create a three-month plan for your money
and have a clear overview of whats going to
happen with your money.

• While youre almost at the end of your financial
  overhaul, you shouldnt waste the momentum and
  follow up on your whole two week activity.

19
RESIST THE URGE OF SPLURGING ON PAYDAY
After 14 days of trying to turn your financial
life upside down, its time to put everything
youve learned to practice.
DAY 15

• Remember, Everything You Planned Days Before
  Starts When You Get Your Paycheck And Put Things
  In Motion.

20
Follow this procedure religiously
and you may be able to turn your whole
life around