10 Unwanted Hard Inquiries That Will Damage Your Credit Score

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10 Unwanted Hard Inquiries That Will Damage Your
Credit Score
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• If you have ever had to remove inquiries yourself
  or have contacted Inquiry Busters to remove
  inquiries, you probably had one or two from debts
  that you didnt think about until it was too
  late, and thats because when it comes to credit
  score, there are a handful of usual (but often
  forgotten) suspects.

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Defaulted Services

• You forget the cable bill, and now you're in
  collections. Services providers don't play
  around, if you miss more than two bills in a row,
  you will see hard inquiries on your bureau.

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Gym Memberships

• Although it might seem easier to just stop
  paying, if you don't cancel your gym membership
  properly, there will be hard inquiries from
  collections.

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Car Rentals

• Most rental agencies require a credit check when
  reserving by debit card. To avoid hard inquiries,
  use your credit card, there is no credit check
  and you can still pay it off right away.

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Overdue Rent

• Landlords arent interested in excuses, and if
  you are more than a month behind you will be
  reported.

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Unpaid Traffic Tickets

• If you dont pay now, you will pay later. Unpaid
  parking or traffic tickets will damage your
  credit score.

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Unpaid Taxes

• Even if you evade the taxman for awhile,
  eventually you will be caught dont pay, dont
  play.

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Unreturned Rental Items

• Library books, power tools, DVDs whatever you
  borrow, if you dont return it you will be
  charged daily late fees and eventually, the cost
  of the item, which will result in hard inquiries.

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Unpaid Medical Expenses

• Hospitals dont chase people, they report them.
  If you dont pay your deductable when its due,
  hard inquiries will damage your credit score
  later on.

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Unpaid PRAs (Payday Loans)

• When payday companies cant find you they will
  sell your file, and that means hard inquiries
  from a variety of eager collectors.

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Applying for Credit

• Every credit card application you send means that
  you may have to remove inquiries later on,
  because every individual inquiry can damage your
  credit score by a handful of points.

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