Credit Cards : Women's Credit Card - How to Be One Step Ahead Of Credit Card Companies

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Credit Cards
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Women's Credit Card - How to Be One Step Ahead Of
Credit Card Companies
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• Women's Credit Card - Compare Women's Credit Card
  and find out what is low APR and balance transfer
  credit cards.
• Have you ever wondered why you get credit card
  offers in mail when you have not even made a
  request for it.
• If your name and address is in public information
  system than by now you must have received many
  credit cards offers. Each giving better offer
  than other competing credit card company.
• With so much information to process will lead to
  confusion and wrong acceptance of credit cards.
• Choosing a right credit card is a daunting job,
  it needs careful analysis and close scrutiny of
  fine points written in small fonts.
• Special attention should be given to credit card
  rates, when new higher rates will apply. Give
  importance to reading terms and conditions of
  credit cards.
• You will get new understanding of how credit
  cards work. Before you start applying credit
  cards you need to know few important terms used
  in credit card. By knowing these terms will help
  you applying for a correct credit card.

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• Credit Cards
• As you know small plastic card known as credit
  card is in dimension of 85.60 X 53.98 mm. As the
  name suggest you get moneyon credit or you buy
  things in market on credit.
• The credit card differs from Debit card because
  when you make purchase by using your credit card
  it doesn't remove money from your bank account.
  where as when you do purchase using Debit card it
  removes money from your bank account after every
  transaction you make.
• When you make transaction using credit card the
  credit card company lends money to merchant where
  you did shopping.
• Usually you get one billing cycle money on credit
  without any interest being charged to you.
• All is required from you is to pay full balance
  before due date to avoid interest charges. In
  case you have made big purchase which you can pay
  in full in one month, try paying off balance as
  soon you can to avoid more interest charges.
• In case you are not able to pay money back to
  credit card company please ensure you pay at
  least minimum balance required by due date.
• Usually this amount is little and it helps you to
  keep your account in good standing. Ideally this
  option should be avoided as it will pile interest
  amount on your borrowed amount and in no time
  your borrowed money will start swelling.

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• Some of the known credit card companies Chase -
  Bank of America - Citigroup - Wells Fargo -
  American express - discover etc. Practically
  every major bank issues its credit card to users.
• When you make purchase at any merchant you sign a
  small receipt acknowledging you will pay same
  amount to your credit card company.
• Few of the transactions can be done over phone,
  such as airlines and hotel booking, by giving
  your credit card number and expiration date etc.
• Please be care full when making such
  transactions. Ensure you do such transactions
  with trusted parties.

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