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For more course tutorials visit Uophelp is now newtonhelp.com www.newtonhelp.com FIN 420 Week 1 Individual Assignment Identify Personal Financial Goals FIN 420 Week 1 DQ 1 FIN 420 Week 1 DQ 2 – PowerPoint PPT presentation

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Title: FIN 420 help Making Decisions/newtonhelp.com


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FIN 420 help Making Decisions/newtonhelp.com
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FIN 420 Entire Course 
  • For more course tutorials visit
  • uophelp.com is now newtonhelp.com
  • www.newtonhelp.com
  • FIN 420 Week 1 Individual Assignment Identify
    Personal Financial Goals
  • FIN 420 Week 1 DQ 1
  • FIN 420 Week 1 DQ 2
  • FIN 420 Week 2 Team The Johnsons

3
FIN 420 Week 1 DQ 1 
  • For more course tutorials visit
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  • www.newtonhelp.com
  •  
  • Describe your current budgeting system. What
    factors influence your financial decisions? What
    are the benefits or concerns of your current
    budgeting system

4
FIN 420 Week 1 DQ 2 
  • For more course tutorials visit
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  • Ch. 1 of Focus on Personal Finance introduces
    eight components of personal financial planning.
    Describe three components of personal financial
    planning. Visit one of the Key websites suggested
    on the corresponding pages of Focus on Personal
    Finance for each of the three components you
    described. What information did you find most
    valuable on the websites you visited?

5
FIN 420 Week 1 Individual Assignment Personal
Finance Mission Statement 
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  • Write a 350- to 700-word personal finance mission
    statement that describes where you want to be
    financially and how you want to get there.
    Communicate the following in your mission
    statement
  • Personal values
  • Financial goals
  • Future vision
  • An easy action to take to meet your mission
  • A difficult action to take to meet your mission
  •  

6
FIN 420 Week 2 Case Study Carol Jones 
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  • FIN 420 Week 2 Case Study Carol Jones
  • Case Study Carol Jones
  • Carol works as a business representative for an
    import/export company. Her job provides her with
    the opportunity to travel and experience new
    things. Because she travels so much, Carol feels
    that she does not have a handle on her finances.
    She has decided to pay a visit to a financial
    advisor for help.

7
FIN 420 Week 2 DQ 1 
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  • Consider your personal cash flows. How would you
    adjust cash outflows (i.e. adjust your budget) if
    your household income was cut in half? If your
    cash inflows increased, how would you reallocate
    your surplus to meet your personal needs and
    objectives? How do you use credit as a part of
    your personal financial plan?

8
FIN 420 Week 2 DQ 2 
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  • Many different types of financial institutions
    exist. Differentiate between deposit institutions
    and non-deposit institutions. Provide two
    examples of deposit and non-deposit financial
    institutions with a brief explanation of each.
    How can you use each of these financial
    institutions to manage your cash flows and
    develop or enhance your personal financial plan?

9
FIN 420 Week 2 Team The Johnsons 
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  • FIN 420 Week 2 Learning Team The Johnsons
  • Review Case 1, The Johnsons Decide to Buy a
    Car, p. 245.
  • Complete the questions.
  • Click the Assignment Files tab to submit your
    assignment.

10
FIN 420 Week 3 Bond Ratings 
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  • FIN 420 Week 3 Bond Ratings
  • Research bond information within the University
    Library or the Internet.
  • Answer the following
  • What type of information about bonds is available
    on the Internet? How can you use this information
    within your personal or professional life? (90-
    to 175-words)
  • Explain what the following bond ratings mean for
    investors (20 to 40 words each)

11
 FIN 420 Week 3 DQ 1 
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  • Evaluate your personal risk tolerance using
    Exhibit 11-2 A Quick Test to Measure Investment
    Risk in Ch. 11 of Focus on Personal Finance.
    Based on your results, were you considered more
    conservative or less conservative? What factors
    affected your investment choices? Consider a
    friend or family member who is more conservative
    or less conservative than you. How do their money
    management behaviors differ from your own?

12
FIN 420 Week 3 DQ 2 
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  • Financial experts agree that having an emergency
    fund is an essential component of a comprehensive
    financial plan. However, advice regarding the
    number of months of household expenses the
    emergency fund should cover varies between 3 and
    9 months. Taking into account the current
    financial environment, how many months of
    expenses would you recommend for an emergency
    fund and why?

13
FIN 420 Week 3 Team Mutual Funds Analysis 
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  • FIN 420 Week 3 Team Mutual Funds Analysis
  • Research a mutual fund family such as Vanguard,
    American Funds, T. Rowe Price, and so forth.
  • Identify one mutual fund from that family for
    each of the following categories
  • Actively managed common stock fund.

14
FIN 420 Week 4 DQ 1 
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  • Adjustable rate mortgages (ARMs) have received a
    great deal of bad press due to the tremendous
    number of foreclosures resulting from families
    who could not afford the loan payments once the
    interest rates increased. Do you believe this
    loan option was used appropriately in recent
    years? Why or why not? Under what circumstances
    does the use of ARMs make sense? Please explain.

15
FIN 420 Week 4 DQ 2 
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  • Visit a site such as www.bankrate.com to
    determine current rates for both a 60-month and a
    36-month loan on a new car where the buyer must
    finance 20,000. Using the loan calculator, what
    is the difference in monthly payments between the
    60-month loan and the 36-month loan? Review the
    amortization tables. What is the difference in
    total interest one would pay over the life of
    these two loans? What do these differences show
    you about the true cost of the car?
  •  
  •  

16
FIN 420 Week 4 Team Life Insurance Paper 
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  • FIN 420 Week 4 Team Life Insurance Paper
  • Write a 1,150- to 2,000-word paper about life
    insurance that explains some basics to a
    potential purchaser.
  • Include the following
  • Compare and contrast the various forms of life
    insurance.
  • Describe the provisions of life insurance
    policies.
  • Evaluate and explain the methods used to
    calculate life insurance needs, and

17
FIN 420 Week 4 Team Life Insurance Presentation 
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  • FIN 420 Week 4 Team Life Insurance Presentation
  • Include the following
  • Compare and contrast the various forms of life
    insurance.
  • Describe the provisions of life insurance
    policies.
  • Evaluate and explain the methods used to
    calculate life insurance needs, and
  • Make any general recommendations.

18
FIN 420 Week 4 Textbook Problems 
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  • FIN 420 Week 4 Textbook Problems
  • Write a 175- to 350-word response to Case 6 on p.
    317 in Ch. 10 of Personal Finance.
  • Complete Do the Math, 2 on p. 344 in Ch. 11 of
    Personal Finance.
  • Complete 1, Calculating Life Insurance Need,
    on p. 376 in Ch. 12 of Personal Finance.
  • Click the Assignment Files tab to submit your
    assignment.

19
FIN 420 Week 5 DQ 1 
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  • Life insurance is a topic many people do not like
    to discuss, but understanding your familys needs
    and planning appropriately in the event of a
    premature death is also part of a comprehensive
    financial plan. Outlined in Ch. 10 are four
    methods for estimating life insurance needs.
    Which insurance options are most appropriate for
    your family situation? Based on what you have
    identified as most appropriate for you, do you
    currently have enough life insurance? If not, how
    can you close this gap?

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FIN 420 Week 5 DQ 2 
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  • Consider your current financial plan. Based on
    what you have learned about your financial goals,
    risk tolerance, and risk and return of various
    investment options, what adjustments should you
    make to the asset allocation of your investment
    portfolio? What specific actions do you need to
    take to make those adjustments or to establish
    your investment portfolio? What adjustments will
    you need to make to your budget and investment
    portfolio to include adequate insurance?

21
FIN 420 Week 5 Research and Reflect 
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  • FIN 420 Week 5 Research and Reflect
  • Choose one major concept from this course.
  • Research this concept within the University
    Library.
  • Write a 350- to 700-word summary of your research.

22
FIN 420 Week 5 Team Scenario Assignment 
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  • FIN 420 Week 5 Team Scenario Assignment
  • Choose one of the four following life situations
  • Husband/wife, two kids, 1 income, mortgage, good
    salary, some savings, and no college fund.
  • Divorced, 55 years old, 1.2 million, 2 kids in
    college, and no debt.
  • 24-year-old single woman, college graduate,
    engineer, and 20,000 savings.

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FIN 420 help Making Decisions/newtonhelp.com
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