MSME Loan Procedure

1
Grow your business withUtkarsh Small Finance Bank
2
Why MSME Loans?

• Applying for an MSME loan is very easy. It
  requires less documentation and get processed
  faster than other loans.
• Utkarsh Small Finance Bank MSME loan schemes are
  designed for small businesses that need a
  reliable source of finance without loosing out on
  control over ownership.
• MSME loan interest rates are lower as compared to
  other available options.
• With better flexibility to the borrower, Small
  Business owners can enjoy more focus running the
  business.

2
3
Money Crunch

• Biggest problem of any business
• Right from working capital to major funding, the
  cash needs of a business are very important for
  its success.
• Due to lack of assets, it becomes difficult to
  borrow funds during initial stages.
• However, now Small and Medium Enterprises Loans
  are available in the market for start up
  businesses.

3
4
Grow your Business with MSME Loans

• Utkarsh Small Finance Bank is ready to help you
• MSME Loan by Utkarsh Small Finance Bank is a
  specialized loan for micro-enterprises to help
  boost business growth and take it to the next
  level. It is a business loan better suited for
  Small/Micro enterprises which are at growth stage
  of their lifecycle.
• MSME Loan Eligibility
• Self-employed professionals
• Self-employed non-professionals
• Business Entities
• Any Indian resident aged between 25 and 65 years

4
5
Our Range of Offerings
For Small Enterprises and Businesses
5
6
Heres why Utkarsh Small Finance Bank

• Your best MSME Loan partner
• Micro Enterprise Loan
• Business loans of up to ?1.5 lakh available.
• Loan tenure 12 to 30 months.
• Repayment in easy Equated Monthly Installment
  (EMI).
• Foreclosure Allowed during the tenure of the
  loan.
• Business Loan
• Business loans of up to ?10 lakhs available
  without security.
• Loan tenure is 12 to 48 months.
• Repayment in easy Equated Monthly Installments
  (EMI).
• Foreclosure Allowed during the tenure of the
  loan.

6
7

• Business Loan Secured
• Business loans secured up to ?5 lakhs
• Mortgage of residential/commercial properties
• Best in class interest rate.
• Loan tenure is 1 to 7 Years.
• Business Loan Secured
• Business loans Secured of up to ?25 lakhs
  available.
• Loan tenure is 1 to 7 Years.
• Repayment in easy Equated Monthly Installments
  (EMI).

7
8
Business Loans for Women
8
9

• Utkarsh Pragati A small group loan for women,
  Utkarsh Pragati JLG designed keeping in mind the
  needs of income generating activity. A group of
  business woman can take a loan of up to ?20000,
  Plus theres no processing fees.
• Utkarsh Kiran A small business loan for women
  looking for rural credit schemes, Utkarsh Kiran
  JLG offers a Loan amount up to ? 60,000.
• Utkarsh Asha With Utkarsh Asha joint liability,
  women can take up a Loan of amount up to
  ?100,000. It can be a primary loan to start a
  small business

9
10

• Swachhata LoanThis loan is given for
  construction of sanitation facility in rural
  areas.Swachhata Loan of up to ? 25,000 is
  available.Repayment can be done fortnightly in
  easy installments. Loan Tenure is 2
  years.Processing fee for this loan is NIL.

10
11
Explore more Loan products with Utkarsh Small
Finance BankVisit www.utkarsh.bank to know more.
11
12
(No Transcript)