You Need To Take Care of Mortgage Overcharging Check - PowerPoint PPT Presentation

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You Need To Take Care of Mortgage Overcharging Check

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Mortgage overcharging check is basically variable, it keeps on changing and you are still entitled to all your bank documents and check if overcharging has occurred. – PowerPoint PPT presentation

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Title: You Need To Take Care of Mortgage Overcharging Check


1
You Need To Take Care of Mortgage overcharging
check
2
(No Transcript)
3
  • Mortgage overcharging check is involves a
    contract between a loan holder and bank. Loan
    holder has to give the sum of money in exchange
    for a premium. We offer a specialized service to
    accountants and Financial Consultants who wish to
    have their clients bank accounts forensically
    apprised. To facilitate us in making the payment
    you will need to complete the Payment Instruction
    Form. If there are arrears on your account the
    redress payment will first be applied to reduce
    or clear the arrears and the balance paid using
    the method you choose on the Payment Instruction
    Form. The compensation payment will be paid to
    you in full regardless of whether there are
    arrears on your mortgage loan account.

4
  • Changes in base rates not applied correctly
  • Unfair and unnecessary charging errors
  • Mistakes in the first and second payments
  • Base rate changes not considered
  • Switches from repayment mortgages to other types
  • Further advances on the existing mortgage
  • Charges made for mortgage arrears
  • Different lenders taking over the mortgage
  • Unsecured loans linked to the mortgage offer
  • Charges not listed in the terms and conditions
  • Overcharging of arrangement fees

5
  • The purpose of Mortgage overcharging check is
    just to provide financial protection to you.
    Mortgage overcharging check is basically
    variable, it keeps on changing. You are still
    entitled to all your bank documents and check if
    overcharging has occurred. If we find you are
    entitled to a refund and your home was
    repossessed then you are probably also be
    entitled to substantial compensation depending on
    the circumstances.

6
  • Your bank has a duty to treat you fairly and
    there are no grounds for them to ask for the
    mortgage to be repaid or to change the payments
    as a result of a refund being sought. However, if
    we identify a mortgage overcharge on the part of
    your lender and you are entitled to a refund,
    your payments may decrease as the lender will be
    required to apply the correct interest and
    charges Many people dont want to buy Mortgage
    overcharging check because they think they wont
    qualify for this option. But thats not true. Not
    it is always safe to consider Loan Analysis
    Solutions for you and your family. Do you know
    that take loan against our cars, pets, houses and
    jewellery. Its time to make a change!

7
  • High Risk in Lending
  • Besides, the banks have been losing huge amounts
    of money after a considerable number of customers
    default their loans. In an attempt to mitigate
    the losses, most of the borrowers with low credit
    scores are constantly overcharged to cater to the
    provision of unpaid debts. The problem is that
    even borrowers with good credit scores are not
    spared. This is an unjustified financial
    institutions strategy as it forces genuine
    customers to cater to the financial consequences
    of negligent customers.

8
Contact us-
  • Loan Analysis Solutions
  • Locations Naas, Kildare, Ireland
  • Email contact_at_loananalysissolutions.ie
  • Website www.loananalysissolutions.ie
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