Warranty Bazaar - Is Extended Warranty is Worth Investing?

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An extended warranty can be added to the
purchase of many products, it can be a camera,
refrigerator or TV extended warranty. You may be
motivated to buy it because you are worried about
the damaging of the product. 
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Before you spring for the protection, decide if
an extended warranty is worth investing in based
on your budget and your needs.
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ANALYZE EXTENDED WARRANTY
Start by checking for the warranty that already
comes with the product, often for free.
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CHECK IF YOU ARE ALREADY COVERED
If you pay for products with a credit card,
there are chances that you will get any other
warranty offers for the product. 
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LOOK FOR RESTRICTIONS OR LIMITS
Identify any restrictions or limits on the
warranty that may be an issue for you. 
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DETERMINE RELIABILITY OF THE PRODUCTS
Buying protection is often a good idea if you
feel the product may not be reliable. Analyze the
reliability of the product to ensure if it will
last and work well beyond the coverage time.
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CALCULATE THE REASONABLE PRICE FOR THE
WARRANTY
Identify how reliable the product is and then
calculate the most reasonable price based on the
failure rate of the product. For example, the
refrigerator extended warranty is a must!
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TAKE YOUR TIME BEFORE BUYING
Identify the window of time for getting
protection is and think about it before you buy
it.