Pennsylvania Auto Insurance Claims Laws

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Pennsylvania AUTO INSURANCE CLAIMS LAWS
AUTO INSURANCE
CALL NOW - 412-765-3345
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One of the most important things all drivers pay
for (and are required by law to pay for) is
automobile insurance. Vehicle accidents happen
all the time in Pennsylvania, and nearly everyone
will get into an accident in their lifetime.
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WHAT DOES OUR NO-FAULT SYSTEM LOOK LIKE?
Pennsylvania is one of a handful of states that
has a no-fault system in place, but ours is a
bit more confusing than most. Typically, a
no-fault system means that, regardless of who
caused an accident, each party will file a claim
with their own insurer (particularly their
personal injury protection) to get coverage for
certain expenses.
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IF YOU WENT WITH NO-FAULT INSURANCE

• If you went with the no-fault insurance minimums,
  you have the following coverage
• 15,000 for bodily injury liability per injured
  person (if you were at fault)
• 30,000 total bodily injury liability per
  accident (if you were at fault)
• 5,000 property damage protection (if you were at
  fault)
• 5,000 in medical benefits coverage for your
  medical bills (or anyone else covered under your
  policy) regardless of who was at fault

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IF YOU PURCHASED FULL TORT INSURANCE

• If you went with full tort insurance, something
  more typical in other states, you have more
  rights when it comes to recovering compensation
  in the aftermath of an accident. With this
  insurance, you can recover coverage for
• All medical expenses related to the crash
• Lost income and benefits if you are unable to
  work
• Other out-of-pocket expenses
• Non-economic damages like pain and suffering
  (even if the injuries are not considered serious
  under the law)

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WHAT ABOUT PROPERTY DAMAGE?
The Pennsylvania no-fault system applies only to
injuries caused by an accident. To recover
expenses for vehicle damages, you can make a
claim against an at-fault driver with no
limitations. If your vehicle has been damaged in
the accident, contact a Pittsburgh car accident
attorney at SMA Law Group, their attorneys are
always ready to help you in this situation.
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Contact SMA Law Group
Address 437 Grant St.600 Pittsburgh, PA
15219 Phone [phone] Website https//www.s
malawgroup.com/contact/