Title: Paysense - Offers Instant Personal Loan @Low Interest Rate March 2021
1PAYSENSE INSTANT PERSONAL LOAN 2021
2Paysense Instant Personal Loan Details
3Paysense Feature and Benefits
4Paysense Personal Loan - Interest Rate and Fees
Paysense Instant Personal Loan Interest Rate 1.4 to 2.3 per month
Processing Fees Up to 2.5 of the loan amount
Late Payment Charges Rs. 500 GST
Foreclosure / Pre-Payment Charges 4 charge on the principal outstanding amount
- Keeping the urgency of people for personal loan
in mind, Paysense charges an interest rate of
1.4 to 2.3 per month. Apart from interest rate,
Paysense also charges other fees.
5Paysense Eligibility Criteria Know Before You
Apply
- To avoid any hassle at the time of availing a
personal loan, you must know Paysense Eligibility
Criteria. They are - Applicant must be a resident of India.
- His/her age should be in between 21 years and 60
years. - The personal loan is only given to those who are
employed and self-employed. - The minimum salary criteria for salaried and
self-employed individuals are Rs. 12,000 and Rs.
15,000 respectively. - As Paysense is active in 43 cities, for now, you
have to be the citizen of any of those 43 cities
to be eligible for instant personal loan.
6PaySense Instant Personal Loan - EMI Calculator
- Unlike other EMI calculators, Paysense works on
very basic formula. To know the EMI that you will
have to pay for the loan amount youre desiring,
all you have to do is to provide the personal
loan amount you want. Within few seconds,
Paysense Instant Personal Loan gives you access
to information on EMIs for different loan
tenures. You can calculate the EMI on Paysense
website which is mentioned below. - https//www.gopaysense.com/instant-personal-loan/
- For your convenience, we have mentioned a table
through which you can understand what you will be
paying for different loan tenures If you decide
to take personal loan amount of ? 1 Lac from
Paysense.
7Loan Term EMI (per month) Total Payable Interest
3 months ? 35,353 ? 6,059
6 months ? 18,460 ? 10,760
9 months ? 12,843 ? 15,587
12 months ? 10,046 ? 20,552
- To avail instant personal loan from Paysense, all
you have to do is to download Paysense App on
your mobile, sign in using Paysense Login Id,
and apply for a personal loan
8How to apply for a Paysense short-term loan?
- The most ironic thing about Paysense, which is
actually great, is you dont need to have lots of
patience while applying for a personal loan.
Paysense loan process is easy and quick. By
following the steps mentioned below, you can
easily apply for Paysense short-term loan. - Check eligibility and pick a loan plan Check
your eligibility by providing basic details of
yourself. Once you are done with it, you will be
offered a line of credit (approved limit) by
Paysense. After that, you will have to pick a
loan plan which consists of loan amount, loan
tenure, and EMI. For convenient EMI plan, always
choose to apply for only 50 of your line of
credit. - Upload the required documents After completing
the first step, move on to documentation part.
Applied every document that Paysense asks for.
Furthermore, you will also have to sign a NACH
form loan agreement. By doing so, you will grant
Paysense permission to auto-debit the EMI amount
from your bank account. - Loan applied. Get the loan amount instantly
Once youre done with both of the steps
mentioned above, you will receive an approval
from Paysense within 2 working hours. After
getting a loan approval, the loan amount will be
transferred to your account. The entire process
of Paysense short-term loan is paperless.
9Paysense Personal Loan Customer Care Number
- In case of any confusion, you can get in touch
with Paysense by sending an email
on support_at_gopaysense.com. Once you register you
register, the concerned team of Paysense will get
in touch with you as soon as possible. For now,
there is no official Paysense Customer Care
Number. Avoid calling on contact numbers
mentioned on the internet.
10THANK YOU