Here's why you should hire a car accident lawyer against insurance companies

1
Here's why you should hire a car accident lawyer
against insurance companies
2
An accident that happens due to someone elses
negligence and carelessness can prove to be a
life-changing moment for any individual. An
auto accident doesnt only damage the victim
physically and mentally, but also financially.
Financial damages, if left unresolved, can
snowball, leading to mental stress, which can
further deteriorate the health of the victim. At
Kirakosian Law, our team of car accident lawyers
in Los Angeles is ready to help fight insurance
companies to get you the compensation you
deserve. Thus, claiming for financial damages
is generally the first step in any auto accident
lawsuit. However, recovering damages isnt as
easy as it seems. When youre seeking
compensation for an injury after an accident,
chances are youll be dealing with an insurance
company. For instance, if you get into a car
accident, youll probably be making the
settlement claim with the liable partys car
insurance company.
3
However, insurance companies generally dont make
it easy for the victims to file
claims. Generally, the insurance companies
employ a team of professional litigators that try
their best to either fully dissolve the victims
claims or pay those victims as little as
possible. Insurance companies know that victims
who represent themselves may not know all of
their legal rights. Having a professional
attorney file the claim on your behalf expedites
the whole process makes it less cumbersome for
you to claim compensation against the physical
and psychological damages and will help you
settle for more than what the insurance company
would pay if you tried to file the claim
yourself. In addition, the auto accident
attorneys also gather case-related pieces of
evidence, including the medical records, bills,
and witness recordings, to make a solid case for
you, enhancing your chances to come out with a
larger settlement.
4
Role of Insurance Companies How Car Accident
Attorneys Deal with Them

• The insurance companies act as the block between
  you and the compensation amount you deserve.
  Lets dive into the details to understand how the
  insurance companies try to manipulate the case,
  and how your professional auto accident attorney
  can help combat that.
• Filing a Claim with Insurance
• Insurance Claims Adjuster
• Settlement Offer
• The Negotiation Phase
• Reaching Settlement Agreements
• Peace of Mind

5
When an accident occurs, both parties will most
likely contact their insurance carrier and inform
them about the incident. In the next phase, the
insurance carriers conduct a thorough
investigation on the incident to determine the
party at fault and how much the injured party is
owed, especially how much the insurance company
will cover. They will go above and beyond to
prove the other party at fault and minimize the
gravity of their clients negligence to reduce
the compensation amount. This is when and where
you require a professional auto accident
attorney. These attorneys can negotiate with the
insurance company, and prove to them the
negligence of the at-fault party, as well as the
severeness of the accident, to come to a
settlement tht will cover all the damages faced
by the victim.
6
Once the claim is filed and all the pieces of
evidence are collected, the insurance claims
adjuster will attempt to get a hold of you. Since
the adjuster works for the insurance company,
they will leave no stone unturned to benefit the
company and pay you as little as possible. So,
when youre called, you should be cautious of how
much information you share with them. Its vital
not to acknowledge any fault or divulge
information that could indicate your fault, as
that could affect the cases outcome. However,
an experienced and qualified attorney will
probably advise you to tell any insurance agent
who contacts you that you are represented by an
auto accident attorney and that you will not be
answering any questions. An experienced auto
accident attorney will completely handle the case
on your behalf, take care of all the meetings,
and proceed to get you what you deserve, and not
what they offer.
7
When the insurance company realizes that their
client is liable, theyll try and offer you a
settlement amount to close the case instead of
taking the case further. At this stage, if you
dont have an attorney, the insurance company
will most likely offer a lowball settlement as
quickly as possible. Theyll make you sign
documents pertaining to the agreement, which will
nullify all your future claims regarding the
incident. For instance, if the injury demands you
to pay more against the medical bills, you wont
be able to claim any compensation regarding the
additional costs. Therefore, consulting a
well-versed auto accident attorney becomes
critical to determine the actual worth of the
case, which entails medical bills, lost wages,
property damage, and the pain that has resulted
from your accident. A personal injury attorney
can help you evaluate the physical, material, and
psychological worth of the accident, including
the lost wages. Once represented, your attorney
will most likely send the at-fault party a demand
letter. This letter will outline all of your pain
and suffering as well as all medical records,
medical bills, and other expenses, both past and
future, that you have incurred or will incur.
This sets your case up for further negotiations
and, if these negotiations dont amount to
anything, your attorney will file a case against
the at fault party in court.
8
When both parties have all the case-related facts
and figures, next follows the negotiation
phase. In the light of the present evidence,
such as medical records, witness statements, and
physical evidence, the insurance company will
provide you with an offer they find sufficient to
cover damages incurred due to the accident. Its
important to again understand that each insurance
company employs a team of lawyers who help them
devise strategies to narrow down the compensation
amount. Consequentially, it becomes significant
to hire an experienced auto accident attorney who
is familiar with their tricks and tactics,
supports your claims, and prioritizes your
interests. In addition, an attorney knows their
language and can talk to them in the same tone
and tuner to get you what youre actually owed.
9
Your auto accident attorney will go above and
beyond to convince the defending insurance
company to agree on your terms and pay what you
truly deserve. If the other party agrees on the
settlement condition offered by you, then and
there, the insurance company will make you sign
the agreement documents to avoid any future
claim. Avoiding court proceedings will benefit
both parties since itll help them evade the long
proceeding and regular visits, saving time,
money, and energy for everyone. Thus, if the
insurance company knows you are represented by an
experienced personal injury attorney who has no
problems taking cases to trial, the insurance
company is likely to settle for close to what you
want.
10
When you or someone you know is going through the
excruciating phase of physical pain and mental
agony resulting from an accident or someone
elses negligence, your auto accident attorneys
will walk you through the process and handle
everything to ensure your peace of mind.
If you or someone you know ever gets injured due
to someones negligence, you should seek legal
help for compensation. Our experienced auto
accident attorneys at Kirakosian Law can help you
overcome challenges and obstacles, as well as
advocate for the best possible case settlement on
your behalf. Call us today at [phone] or
request an appointment online.
11
KIRAKOSIAN LAW APC Historic Engine Co. No. 28 644
S. Figueroa St. Los Angeles, CA
90017 213-955-7435 www.kirakosianlaw.com greg_at_kira
kosianlaw.com