Top financial strategies to follow this year

1
Top financial strategies to follow this year
2
Preparing financial calendar

• Mark the due dates of all your outstanding
  debts.

3
Keep an eye on your spending

• Track your expenses for the first few months.

4
Work on your savings

• Slash your unnecessary expenses and better your
  saving rate.

5
Focus on investment

• Always put a portion of your income into some
  sort of investment scheme.

6
Have some retirement plans

• Try to amass wealth for your retirement.
• Invest in pension plans, open an RD, and so on.

7
Clear your high-interest dues

• Use your spare income to clear all your debts.
• Look for a low-interest loan and consolidate your
  debts.

8
Buy insurance

• Cover your health, life, as well as your
  vehicle with a proper insurance policy.

9
Maintain an emergency cash reserve

• Always set aside some funds to meet emergency
  expenses.

10
Save on taxes

• Learn about the various income tax provisions
  related to deductions and exemptions.

11

• You can make your 2022 financially easier by
  following the above advice.

12
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