Credit Tips And Advice – How To Raise Credit Score.

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Credit Tips And Advice How To Raise Credit Score
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• Many consumers complain that its hard to raise
  your credit score once its damaged, but this
  idea is far from the truth. It does not matter
  how bad your credit report was in the past
  because with the right education, you can improve
  your three-digit number over time. In this
  article, I will discuss 5 tips that you can
  employ to raise your credit score.
• Know how money works
• Learn the in and outs of how money works for you,
  so that you can be better prepared to pay your
  bills. You should also read books on money,
  budgets, and attend seminars. By doing this, you
  will never miss a payment, therefore increasing
  your credit score.
• Staying in financial shape
• When applying for loans, a lender will look at
  your savings, your income,and your employment.
  You want to make sure that you keep a good amount
  of savings in your account to show the lender
  that you have the discipline when it comes to
  handling money. They will also look at your
  income to see whether you make enough money to
  keep up with the monthly payments. Finally, they
  will look at the length of employment to make
  sure that you are stable. The above factors will
  help you get a loan, which will help you raise
  your three-digits number in the long run.

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• Late fees removed
• If you are late, ask the lender to waive the late
  fee as a courtesy because most lenders will do
  that for you if you have not used all of your
  late waivers for the year. Lending institutions
  allow either one or two late fee waivers yearly.
  Then take the money that they were going to
  charge you and reduce the balances on your credit
  cards for an increase in your score.
• Stay organized with your bills
• Get a file cabinet to track your bills and place
  them in an area where you can get to them
  quickly. Know the date of your payments and use
  calendars to remind you of your due dates. Take
  advantage of automatic payment deduction and
  electronic email reminders from creditors when
  offered. When employing these strategies, you
  never miss a payment, and as a result, you
  improve your score.
• Set goals
• Set goals to track your credit repair efforts.
  For example, create a tracking list for your
  credit repair letters. Note whom you send letters
  to and when. Set up reminders to check your score
  regularly to see whether it has improved. Create
  dates on when you are going to pay off your debt
  and recheck your score.
• As you can see, the tips disclosed above are
  simple and straight to the point. Now that you
  have empowered yourself with new knowledge, go
  out there, and take action.

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• Address - One Gateway Center Suite 2600 Newark,
  NJ 07102
• Email - Info_at_rapfinancial.com
• Phone - (866)-890-7277
• Website - https//rapcredit.com
• Blog - https//rapcredit.com/2019/03/credit-tips-a
  nd-advice-how-to-raise-credit-score