Title: Get Your Credit Back on Track with Credit Restoration in Florida
1(No Transcript)
2Get Your Credit Back on Track with Credit
Restoration in Florida
3Why Credit Reports Matter
- If youre in Florida and youve made mistakes
with your credit, it can feel like youre never
going to be able to get back on track. The good
news is that, with the right help, it is possible
to turn your financial life around, even if you
feel like theres no hope left. Credit
Restoration in Florida is one great way to get
started just follow these three simple steps.
Almost every person will have a credit report at
some pointthats because our modern economy is
powered by credit, and more credit equals more
opportunity. If you want to take advantage of
those opportunities, you need a good credit
score. Credit reports are maintained by three
major national bureaus Experian, Equifax, and
TransUnion. Each reports your financial history
to an incredible depth.
What The 3 Major Credit Bureaus Are Looking For
4How Long Does It Take To Fix My Credit?
- The 3 major credit bureaus Equifax, Experian,
and TransUnion are going to look at your
financial information like any other lender. The
bureaus will ask for tax returns, W-2s, and bank
statements. Theyll also review the information
provided by your creditors, such as utility bills
and phone records. If you have a relatively short
credit history, they may request pay stubs as
well. All of these things help ensure that youre
using credit responsibly. Remember that a poor
score wont necessarily mean youll get denied
for loans some lenders will still consider
offering credit to people who have bad scores,
but there may be higher interest rates involved
or certain restrictions might apply.
Credit restoration isnt a magic fixbut it can
help. After youve cleaned up your credit report,
you should have your score back to where it
should be within six months to a year. If not, it
might be time to consider other options. To get
started, fill out an application at one of our
credit restoration centers and well review your
situation and make recommendations that will help
fix your credit.
5Free Ways To Improve Your Credit Score
- Our experts are happy to sit down with you and
walk you through all of our services so that you
can find a plan that works for youand provides
tangible results as soon as possible.
If youre trying to get back into good credit
standing, it doesnt have to cost you a fortune.
There are numerous ways you can improve your
credit score without spending a penny.
Here are five of them
1) Pay your bills on time. 2) If you have debt,
pay at least as much as what is due each
month. 3) If you dont have enough cash to pay
your bill in full and on time each month,
negotiate with creditors and set up a payment
plan that works for both parties.
6- 4) Dont apply for new credit cards or open new
lines of credit until yours are paid offand
after theyve paid off, use only one line of
credit. - 5) Keep balances low.
- Having a high credit utilization ratio (the
amount owed compared to how much credit you have
available) hurts your credit score more than
anything elseeven if all other factors are
positive. For example, if you owe 10,000 on one
card and have another card with a 1,000
available balance, that would be a 10
utilization ratio. The lower your percentage is,
the better it will be for your credit score.
7Contact Us
- Address - 1708 Gillionville Rd Suite B, Albany,
GA 31707, United States - Phone - 1-800-843-2303
- Email - info_at_thecreditredeemer.com
- Website - https//thecreditredeemer.com
- Blog - https//thecreditredeemer.com/get-your-cred
it-back-on-track-with-credit-restoration-in-florid
a/