5 Things to look for in a company Fixed Deposit

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PNBHOUSING. COM
5 THINGS TO LOOK FOR IN A COMPANY FIXED DEPOSIT
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INTRODUCTION
FIXED DEPOSITS WITH COMPANIES (FDS) COULD HAVE A
BETTER RATE OF RETURN THAN REGULAR BANK
DEPOSITS. YOU SHOULD INVEST IN BUSINESS FDS AS
PART OF YOUR PORTFOLIO'S DIVERSIFICATION
STRATEGY. BUT YOU HAVE TO BE LOOK FOR A FEW
IMPORTANT THINGS BEFORE YOU INVEST
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CREDIT RATING A RATING AGENCY, WHICH ASSESSES THE
CREDIT QUALITY OF THE BUSINESS ACCEPTING THE DEPO
SIT, ASSIGNS A RATING. AVOID CHOOSING UNRATED FIXE
D DEPOSITS WHEN CHOOSING A COMPANY DEPOSIT.
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BACKGROUND IT IS ESSENTIAL THAT YOU TAKE THE COMPA
NY' S HISTORY INTO ACCOUNT. TO
CHOOSE A SECURE FIRM DEPOSIT, YOU CAN LOOK UP THE
REPAYMENT RECORD AND REPUTATION OF SUCH REPUTABLE
BUSINESSES AND USE YOUR FINANCIAL ADVISOR'
S ADVICE.
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LIQUIDITY CORPORATE FDS INCLUDE A LIQUIDITY COMPON
ENT BECAUSE YOU CAN WITHDRAW MONEY AFTER A CERTAI
N AMOUNT OF TIME. THERE IS A MINIMUM LOCK-
IN TERM OF THREE MONTHS.
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INTEREST PAYMENTS YOU CAN CHOOSE TO RECEIVE INTE
REST PAYMENTS MONTHLY, QUARTERLY, HALF-
YEARLY OR ANNUALLY. PLEASE NOTE THAT
INTEREST RATE MAY VARY DEPENDING ON THE FREQUENCY
OF INTEREST PAYMENT.
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• FACILITIES
• MANY FACILITIES ARE AVAILABLE TO
  DEPOSITORS WITH COMPANY FIXED DEPOSITS. AMONG TH
  EM ARE
• NOMINATION IF YOU PASS AWAY BEFORE
  THE ACCOUNT MATURES, YOU CAN
• DESIGNATE A NOMINEE TO COLLECT THE
  DEPOSIT PROCEEDS.

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