Being a Good Consumer

1
Being a Good Consumer

• Spending Your Money Wisely
• Taking Care of The Environment

2
Income

• What is income?
• How do you get money?

3
Income

• Money received over a period of time.
• Inflow of cash.
• The amount of money received as payment for work,
  goods, or services, or as profit on capital.

4
Expenses

• What do you spend money on?
• Are the things you spend money on wants or needs?
• Are the prices you pay for things fixed or do
  they change?

5
Expenses

• Fixed
• Does NOT change
• An amount that is not subject to change in amount
  over a period of time.
• Ex. Rent
• Variable/Flexible
• Is able to change
• An amount that is able or liable to change,
  especially suddenly or unexpectedly.
• This amount is fickle inconsistent and always
  changing.
• Ex. Electric bill

• Money spent on something.
• Amount of money spent in order to buy or do
  something.

6
Accounts

• Where do you put your money at when you get it?
• Under the bed
• In a piggy bank
• In a real bank

7
Accounts

• Savings Accounts
• An account for saving extra money.
• A bank account that earns interest on money
  deposited.
• Stocks
• Stocks are a share of the ownership of a company.
  Initially, they are sold by the original owners
  of a company to gain additional funds to help the
  company grow. The owners basically sell control
  of the company to the stockholders. After the
  initial sale, the shares can be sold and resold
  on the stock market.

• Savings Bonds
• a registered bond issued by the U.S. government
  in denominations of 50 to 10,000. It allows
  people to earn interest on the savings they
  entrust to the government in exchange for the
  bond.
• Checking Accounts
• A bank account that enables you to make
  withdrawals or payments using checks or now debit
  cards.

8
Money

• You like money. Right?!?!
• If you value money, it is important to understand
  where it comes from and how to use it wisely.

9
EARTH DAY

• Earth Day, first celebrated on April 22, 1970, is
  an annual day of educating the public about
  environmental issues.
• In 1970, many people werent aware of the impact
  they were having on our environment and our
  planet. Over the past four decades, weve learned
  so much about the importance of the health of our
  planet.
• Scientists work on big projects such as reducing
  our use of nonrenewable resources or cleaning
  polluted waterways.
• People can make a difference by following the
  three Rs Reduce, Reuse, and Recycle.
• We can reduce the number of things we use by
  buying permanent items instead of disposables,
  such as china plates versus paper plates.
• We can reuse items such as cloth napkins and
  towels, and repair items instead of replacing
  them.
• We can recycle paper, cardboard, plastics,
  metals, and much more so we dont have to use new
  raw materials to replace them.
• What things do you do to care for our planet?
• You may be celebrating Earth Day this month, but
  the habits you develop now should last throughout
  the year.

10
Global Warming

• Does this mean the globe is getting warm?
• What is it caused by?
• How can we prevent it?

11
Global Warming

• Global Warming
• Increase in earths temperature
• Caused by burning of fossil fuels
• Gases, like carbon dioxide, trap heat in the
  Earths atmosphere

12
Sustainability

• What happens when we run out of non-renewable
  resources?

13
Sustainability

• Able to be maintained
• Example Can you maintain the same life style you
  do now if the resources you are use to using are
  gone?
• we meet our needs without limiting the ability of
  future generations to meet their needs

14
Conservation

• What are some ways you can help save your planet?

15
Conservation

• Protection of valued resources
• Preservation, management, and care of resources
• What can we conserve?
• Energy, water???

16

• Recycling is a consumer action. If we use the
  3rs than we can help our environment.
• Describe what the 3rs are?
• Explain how the 3rs can impact our environment?
• Examples conserving resources, reducing
  pollution, reducing waste, and conserving energy.