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This report studies the Digital Banking Market. In contrast to the traditional banking business model, Digital Banking is the move to online banking where banking services are delivered over the internet. It has all the same functions as a head office, branch office, online service, bank cards, ATM and point of sale machines.

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Open banking APIs are open source applications that serve as the interface that allows different financial institutions to transact business with each other while complying with regulations set forth by the Federal Reserve.

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Browse PSD2 and Open Banking Industry research report at http://goo.gl/oya4A3. Directive on Payment Services 2 (PSD2) will accelerate the fragmentation of Europe's retail banking industry following the global financial crisis. The opportunities brought about by PSD2 will energize banks with strong brand awareness and advanced digital offerings into pushing the boundaries of open banking.

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