Michael Shearin Elm Street Group At Morgan Stanley PowerPoint PPT Presentations

Our clients are the foundation of our practice. As such, we are committed to making a meaningful difference in their lives by guiding them to make well-informed financial decisions, helping them to attain their goals and striving to transcend their expectations. Our dedication to this commitment encompasses providing a high level of client service, both proactively and responsively. Equally important is our attentiveness to anticipating changes and challenges in our clients’ lives and to helping them to be prepared to meet those circumstances as they arise. We endeavor to earn our clients' trust, thereby building long-lasting relationships with them and their families. As Financial Advisors, we listen carefully, ask probing questions, educate at every opportunity and methodically implement strategies to help address problems in a highly tailored and personal manner.

This exclusive content, featuring third-party money managers, economists, academics, and other financial professionals, cuts through the clutter with actionable investment information. Seeking to Do Munis Better - January 2014 JP Morgan’s Priscilla Hancock calms the fixed-income waters and reveals where she’s finding attractive opportunities Seeking Real Return in Times of Low Inflation - January 2014 While real return funds might seem less appealing as inflationary pressures remain subdued, Pioneer’s Howard Weiss believes they represent a strategy that should remain a core portfolio holding, no matter the environment Seeking the Upside in a Tough Bond Market - January 2014 As fixed income stumbles, BlackRock’s Joshua Tarnow looks to stay above water with an absolute-return strategy

Mission Statement At the Elm Street Group, we help individuals and families accumulate, preserve and distribute wealth as part of a trusting and enduring advisory relationship. We believe that without a goal, there can be no plan, without a plan, there's no chance of success. As financial advisors, we listen carefully, ask probing questions, educate at every opportunity and methodically implement strategies to help solve problems in a highly tailored and personal manner. We combine experience and objectivity with progressive planning and asset management strategies in order to help our clients achieve their goals.

A Private Banker can help address your lending, liquidity and commercial needs. Working together, we can help ensure that these services complement your overall wealth strategy. Additionally, our partnership expands your access to the breadth of resources at Morgan Stanley. Let us discuss how we can better meet your financial needs.

Adam S. Parker, Ph.D. US Equity Strategist Morgan Stanley & Co. Our 2014 forecast for the S&P 500 Index is 2,014. That may look like a big number, but it doesn’t take a giant leap to get there. It represents 9% potential upside from the 2013 close, driven by our estimate of 6% operating earnings growth, net 3% share repurchases and modest expansion of the forward price/earnings (P/E) multiple. Relative to our prior view, this represents about a 0.8 turn more in the P/E multiple—and there is potential for more. The low dispersion of price/forward earnings and higher company-specific risk lead us to conclude that a more concentrated portfolio will be prudent this year...