MF In Pakistan:

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MF In Pakistan Syed Mohsin Ahmed, CEO April 2009
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Presentation Outline

• Opportunities
• Challenges

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Industry has evolved over time..
GOP involvement
MULTI-DIMENSIONAL NGOs
PPAF
NRSP
BOK
AKRSP
Institutional Sustainability Reforms
Meso Sector and specialization
SBP Leadership
Micro Credit to
Microfinance
Non Licensed to SBP
regulated
Poverty Lending to
Double Bottom line
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The Microfinance Potential
Penetration rate Potential Borrowers 12
29.5 Million Adults
Poverty Line
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Excellent Framework

• Amongst 4 countries with a National Strategy for
  MF
• Amongst 10 countries with a legal framework
• Dedicated department for mf with in SBP
• A strong and robust national apex - PPAF
• A vibrant and well respected country level
  network with 95 coverage PMN
• CIB dedicated for MF
• Consumer Protection Code

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Infrastructure is spread across Pakistan
8 MFBs 4 RSPs 10-15 MFIs 1.6 k outlets 11 k
staff
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Challenges
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• Political Geo Political
• Economy Inflation, Energy etc
• Opening foreign debt financing

3M Capacity of Existing Providers
2.5
2000
2010
2006
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• Additional resources of Rs.48 B
• Debt Investment of Rs.31B
• End of 2009 additional equity investment

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• Sustainability
• Productivity and Efficiency gains
• Corporate Governance
• HR development
• Innovation in delivery techniques

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THANK YOU
For more on microfinance in Pakistan visit our
new website www.microfinanceconnect.info
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