Enhanced Decision Management TM

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Enhanced Decision Management TM

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Agenda

• Introductions
• Enhanced Decision Management TM (EDMTM)
• Strategy Management Workbench (SMW)

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Enhanced Decision Management TM
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What is it?

• Offered through an ASP, EDM is an advanced
  real-time decision management system that allows
  customers to effectively manage a cohesive
  decision workflow, capture decision data, access
  data sources, apply business rules, make informed
  decisions at the right time and analyze results,
  quickly, easily and seamlessly.

Enhanced Decision Management
Strategy Management
Transaction Processing
Decision Engine
Data Warehouse Reporting
Data Sources Integration
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New Business Features

• Business Process Manager
• Decision Flow Designer
• Matrix Editor
• Alternate Processing
• Simulation Processing

• Self Care Reporting
• Decision History/Audit
• Automatic Deployment
• Self Administration
• Data Warehousing (18 months)

Enhanced Decision Management
Strategy Management
Transaction Processing
Decision Engine
Data Warehouse Reporting
Data Sources Integration
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CAS vs. EDM
CAS
EDM
Migration

• More end user Ownership of entire decision
  workflow and rules
• Significant reduction in project costs, time to
  market, implementation risk
• Significantly less development required to
  customize and maintain
• Complete audit trail of an applications
  decisioning
• Parallel production environment for verification
  of changes
• Automatic scheduling and deployment of changes

Enhanced Decision Management
Strategy Management
Transaction Processing
Decision Engine
Data Warehouse Reporting
Data Sources Integration
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Releases in 2006

• Product Releases
• EDM 3.0 April 2006
• EDM 3.1 August 2006
• EDM 3.2 September 2006
• EDM 4.0 (Oct/Nov)
• Consumer bureau preferences
• Data Services Enhancement
• Simulation Enhancement (allows batch loads)
• Publishing Feature

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Implementation Process

• Lightbridge Full Service Offering
• Assisted Self Care
• Lightbridge Client resources
• make certain strategy changes using EDM tools
• Client verifies results
• Lightbridge deploys all changes
• Self Care
• Client resources
• make all strategy changes using EDM tools
• verify results
• deploy all changes

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Strategy Management Workbench (SMW)
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What is it?

• Provides lenders and service providers with a
  user friendly web application for self management
  of their decisioning including
• the design of the application decision workflow,
  selection of data sources to use and when to
  use/under what conditions, creation and
  modification of treatment rules.
• automatic deployment of a strategy to
  verification, simulation or production
  environments
• creation and scheduling of custom reports
• research for subscriber application inquiries
  and/or audit requirements.

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How do you access?
Client Decision Process (Strategy) Workflow Cred
it Model (s) Treatment
Internet/ Intranet

• Web based
• ASP Delivered
• Secured Access

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Home Page
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SMW Major Features
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Decision Flow Designing

• Diagramming User Interface (workflow and rules).
• Visio like, drag/drop, point/click features
• Collection of shapes and flows standardized to
  Lightbridge offerings
• Web accessible
• Customizable

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Matrix Editing
Lookup Table

• Easy-to-use constructs for rule definition,
  grouping and maintenance
• Web accessible
• Advanced spreadsheet type features
• Import/Export data from Excel or MSAccess
• Validation

Expression Grid
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Business Process Management

• Business process for making changes,
  verification, approval and deployment including
• Project Management
• Change Control
• Role/Privilege Based Access
• Email based communications
• Inbox for assigned work
• Versioning
• Conflict Resolution
• Automatic notifications

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Automatic Deployment

• Production Schedule Management
• Maintenance window rules
• Holidays, blackout, etc.
• Automatic File Deployment
• Does not require people to deploy or configure
• Operations controlled
• Privilege based approvals for production
• Notifications
• Appropriate people are notified via email
  throughout the scheduling and deployment
• Automatic Reset
• If a production problem occurs during deployment,
  you can roll back to previous strategy

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Application Decision History

• Web accessible
• Complete history of an applications decisioning
• Organizes the application decision process into
  modules
• Displays inbound and outbound decisions for each
  module

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Application Audit Log

• Web accessible
• Complete audit trail of an applications
  decisioning
• Displays every rule that was invoked during the
  applications decision process
• Displays every data source and data attribute
  that was used in the decisioning process for that
  application.

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Reporting

• Web accessible
• Predefined report templates
• Parameters choices filtering
• Scheduling
• Data Selection
• Customizable
• Automatic notification
• Output - Excel, .CSV, HTML

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Alternate Processing

• Alternative Production Environment
• Runs multiple strategies in an alternate
  production environment
• Parallels production strategy using real-time
  transaction data
• Provides pre-production staging, testing,
  verification and analysis
• Available 24X7

Primary Production Environment
Reporting
Decision Data
Primary Strategy
Client Front End
Workflow
Real-time Credit Application
Alternate Production Environment
Analysis/Auditing/ Verification/ Reporting
Lightbridge Front-end
Decision Data
Asynchronous
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Simulation Processing

• Product for conducting what if analysis.  You
  can test scores, models and other scenarios
  against off-line, archived data to evaluate new
  theories or strategies without affecting your
  production environment.
• Balance competing objectives and various types of
  constraints.
• Simulate and explore alternate futures.
• Applicant rescore, new models

Data Warehouse
Internal (18 months)
Simulation Environment
Analysis/Auditing/ Verification/ Reporting
Loader
Decision Data
File of applications
External
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