Gods Word, Money, and You

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Gods Word,Money, and You

• Course Wrap-Up
• Session 12

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Why Bother About Money

• Its a Biblical Truth
• "No servant can serve two masters for either he
  will hate the one and love the other, or else he
  will be devoted to one and despise the other. You
  cannot serve God and wealth."
• Luke 1613
• Its a Spiritual Indicator
• "He who is faithful in a very little thing is
  faithful also in much and he who is unrighteous
  in a very little thing is unrighteous also in
  much.
• Luke 1610
• Its a Christian Crisis
• for where your treasure is, there your heart
  will be also.
• Matthew 621
• An Unbiblical Attitude Towards Money Is a
  Major Threat to Your Walk With the Lord

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Seek Gods Blessing

• Honor Him with Your Possessions
• Proverbs 39-10
• Seek Wisdom
• Proverbs 818-21
• Show Generosity toward Others
• Proverbs 1124-26 229 2827 1917
• Build a Godly Household
• Proverbs 1914 3110-11 3131

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Priorities

• Wisdom
• Proverbs 313-15 1616 2015
• Righteousness
• Proverbs 168 286 191
• Good Name
• Proverbs 221-2
• Contentment
• Proverbs 307-8 Philippians 410-20
• Humility
• Proverbs 1619
• Domestic Peace
• Proverbs 171 1516-17

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Dangers of Wealth

• Two things I asked of You, Do not refuse me
  before I die Keep deception and lies far from
  me, Give me neither poverty nor riches Feed me
  with the food that is my portion, That I not be
  full and deny you and say, "Who is the LORD?" Or
  That I not be in want and steal, And profane the
  name of my God.
• -Proverbs 307-9

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Wealth
Disobedience
Obedience
Curse of God
Blessing of God
Poverty
Curse of God
Blessing of God
Riches
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Wealth Stewardship

• No servant can serve two masters for either he
  will hate the one and love the other, or else he
  will be devoted to one and despise the other. You
  cannot serve God and wealth.
• -Luke 1613

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Financial Bondage

• Without consultation, plans are frustrated,
• But with many counselors they succeed.
• Proverbs 1522

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Work

• For even when we were with you, we used to give
  you this order if anyone is not willing to work,
  then he is not to eat, either.
• 2 Thessalonians 310

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Debt

• The rich rules over the poor, And the borrower
  becomes the lender's slave.
• Proverbs 227

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Reasons to Avoid Debt

• Debt Interferes With Our Ability to Love Others
• Romans 138-10
• Debt Is Not As Necessary As You Think
• Hebrews 135
• Debt Encourages Presumption About Tomorrow
• James 413-17
• Debt Seeks a Shortcut to Gods Promised Blessings
  For Obedience
• Deuteronomy 2812-13
• Debt Makes You a Slave
• Deuteronomy 2843-44

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Financial Freedom

• It is the blessing of the LORD that makes rich,
  And He adds no sorrow to it.
• Proverbs 1022

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Planning

• SHORT RANGE

• LONG RANGE

• Develop Gods Plan for You
• Balance
• Surrender Total Control to God
• Eliminate Consumer Debt
• Give Gods Portion First

• A Reasonable Life Style
• Total Debt Elimination
• Education / Career Goals
• Retirement
• Inheritance

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Insurance

• But if anyone does not provide for his own, and
  especially for those of his household, he has
  denied the faith and is worse than an unbeliever.
• 1 Timothy 58

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Investing

• Make sure that your character is free from the
  love of money, being content with what you have
  for He Himself has said, "I WILL NEVER DESERT
  YOU, NOR WILL I EVER FORSAKE YOU,"
• Hebrews 135

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Long Term Investing

• Level I - Getting Debt Free
• Level II - Saving For Future Needs
• Level III - Investing Your Surplus
• Level IV - Diversifying For Safety

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Gambling

• Not Justified by Casting of Lots
• Denies Reality of Gods Sovereignty
• Built on Irresponsible Stewardship
• Erodes the Biblical Work Ethic
• Driven by the Sin of Covetousness
• Built on the Exploitations of Others

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Giving Levels
Proportionate Ownership
Recognize Gods Authority/Ownership
Should Give
Tithe
Develop Discipline / Sacrificial Mindset
Could Give
Sacrificial
Planned
Experience a Life of Faith and Joy
Would Give
Faith
Pre-Committed
Adapted from Ron Blue, Generous Living,
Zondervan Grand Rapids, 1997, p. 123.
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Guidelines for Giving

• Generously
• Regularly and Systematically
• Voluntarily
• Joyfully
• Worshipfully
• Proportionately
• Sacrificially
• Quietly

Adapted from Randy Alcorn, Money, Possessions,
and Eternity, Tyndale Wheaton, 1989, pp. 229-241.
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Giving to Children

• Pass on Wisdom First
• Teach Principles of Handling Money
• Limited Resources
• Delayed Gratification
• Strong Work Ethic
• How Much
• Good Stewardship
• Wisdom
• Special Needs
• When

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Childrens Budget
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Course Topics

• Wealth
• Servitude
• Debt Credit
• Short Range Planning
• Motives Attitudes
• Tithing Giving
• Investing
• Retirement

• Stewardship
• Freedom
• Bankruptcy
• Long Range Planning
• How Much Is Enough?
• Work
• Insurance
• Children

PRACTICAL APPLICATION - BUDGETING
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Whats Next?

• "This book of the law shall not depart from your
  mouth, but you shall meditate on it day and
  night, so that you may be careful to do according
  to all that is written in it for then you will
  make your way prosperous, and then you will have
  success.
• Joshua 18

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Apply What You Have Learned

• Be a Faithful Steward"He who is faithful in a
  very little thing is faithful also in much and
  he who is unrighteous in a very little thing is
  unrighteous also in much.
• Luke 1610
• Give at Least a TitheHonor the LORD from your
  wealth And from the first of all your produce
• Proverbs 39
• Develop and Live on a BudgetKnow well the
  condition of your flocks, And pay attention to
  your herds 24For riches are not forever, Nor
  does a crown endure to all generations.
• Proverbs 2723-24
• Pay off Consumer DebtThe rich rules over the
  poor, And the borrower becomes the lender's
  slave.
• Proverbs 227
• Become Debt FreeIt is the blessing of the LORD
  that makes rich, And He adds no sorrow to it.
• Proverbs 1022
• Train Your ChildrenHear, my son, your father's
  instruction And do not forsake your mother's
  teaching
• Proverbs 18
• Teach OthersThe things which you have heard from
  me in the presence of many witnesses, entrust
  these to faithful men who will be able to teach
  others also.
• 2 Timothy 22

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Want to Be a Budget Counselor?

• Complete the How to Manage Your Money Bible Study
• Complete the Family Financial Workbook
• Live on A Budget for 3 Months
• Complete the Budget Counselor Training Course
• Take a Test Administered by Crown Financial
  Ministries
• Be Recommended by Your Pastor

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Homework

• HTMYM - Chapter 12
• Stay on a Budget
• Live As A Steward
• Family Needs Categories
• Housing
• Food
• Automotive
• Insurance
• Entertainment Recreation
• Clothing
• Savings
• Medical
• Miscellaneous
• School / Child Care
• Investments

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Comments / Questions?