1. General Information CGAP Working Group Microinsurance

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• 1. General Information CGAP Working Group
  Microinsurance
• Initiated 2001 by ILO - linked to CGAP
• Members Representatives from donors, insurance
  providers, insurance experts (16 in 2001- 45 in
  2005)
• Objectives promotion of the development of
  insurance services to the poor through increased
  stakeholder coordination and information sharing

Mode of operation
Chaired by ILO
Operation, Guideline
Demand
Regulation
Dissemination
Annual meetings
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• 2. Sub-Group Operations and Donor Guidelines
• Purpose and Achievements
• Analysing current MI schemes (16 case studies
  published)

• Documenting MI experiences (publication
  Good Bad Practices)
• Improving donor practices in MI (draft of
  Donor MI Guidelines developed)

Mode of operation Co-funding by DFID, GTZ, SIDA,
ILO Assingment of consultants by ILO
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• 3. Sub-Group Demand
• Purpose and Achievements
• Developing tools for demand assessment

• Review of existing demand studies
• Assessment of demand and risk management
  strategies

Mode of operation Funding by USAID for
Microfinance Opportunities for carrying out the
tasks (sometimes in collaboration with other
organizations e.g. Allianz-UNDP-GTZ)
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• 4. Sub-Group Regulations
• Purpose and Achievements
• Analysing existing regulations affecting MI

• Study on regulatory issues of MI,
  workshop/action plan
• Interaction with the IAIS (Int. Association
  of Insurance Supervisors)

Mode of operation Funding by GTZ 1 GTZ staff
(part time), assingment of consultants by GTZ
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• 5. Sub-Group Dissemination
• Purpose and Achievements
• Facilitate MI information sharing among
  stakeholders

• Quarterly Newsletter, Website
• Information on studies/conferences/consultan
  cies
• Organizing annual meetings

Mode of operation Funding by ADA - 2 ADA staff
members as part of their daily tasks Website
platform provided by CGAP - www.microfinancegatewa
y.org
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• 6. Experiences and Opportunities
• Consistent strategy Developing a common approach
  among all members at the beginning of a new
  sector striving towards congruence and avoiding
  contradictory approaches
• Cooperation Joint tool development and
  implementation instead off stepping on each
  others toes
• Knowledge management Systematic information
  sharing and learning
• Funding Pooling of small funds from several
  donors create sufficient budget for tool
  development, publications, etc. decentralized
  fund management by group member in charge of the
  activity
• Expert pool Efficient recruitment of MI experts
  through joint experience among working group
  members

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• 7. Learnings
• Responsibility and leadership Chairperson and
  coordinators required for taking the lead
• Membership Careful selection of members - all
  have to contribute with ideas, implementation
  and/or funding
• Tangible results Sub-groups with concrete and
  realistic outputs keep working group alive and
  stimulate active participation
• Mode of communication Virtual communication ifs
  good but cannot replace occasional personal
  meetings
• Follow up Application of tools necessary,
  sometimes difficcult for Head Offices joint
  collaboration for pilot implementation useful
• Funding Without funds a working group cannot
  produce results
• Thank you!

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