If You Are Me, Then Who Am I? - PowerPoint PPT Presentation

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If You Are Me, Then Who Am I?

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California Office of Privacy Protection. What is identity theft? ... Install anti-virus & anti- spyware software. Keep it up to date. ... – PowerPoint PPT presentation

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Title: If You Are Me, Then Who Am I?


1
If You Are Me, Then Who Am I?
  • Tips on Identity Theft Prevention

California Office of Privacy Protection
2
What is identity theft?
  • Identity theft is taking someones personal
    information .
  • Credit card number
  • Bank account number
  • Drivers license number
  • Social Security number
  • Medical information
  • Etc.
  • Without permission

3
What is identity theft?
3
  • and using it for an unlawful purpose.
  • Opening credit accounts
  • Making charges on an existing account
  • Getting medical care
  • Providing identity on arrest

4
How Often Does It Happen?
  • 9.9 million in 2008 1 victim every 19 seconds
  • Ages 18-24 most likely to be victims

Source Javelin Research Strategy, 2/09
5
Consequences of ID Theft
  • Clearing up identity theft is a pain.
  • It can take 40 hours or more for an identity
    theft victim to clear up his or her situation.

6
Consequences of ID Theft
  • Having your identity stolen can prevent you from
  • Getting college loans, car loans, and credit
    cards
  • Renting an apartment
  • Getting a job

7
DONT BE THE NEXT VICTIM!
  • What You Can Do to Protect Yourself

8
6 Degrees of Identity Theft
  • Sure, you trust your roommate or study group
    classmate.
  • But what about their friends?

9
Clean Your Room!
  • Keep bills, bank statements, and ID cards out of
    sight.

10
Protect Your SSN The Key to ID Theft
  • Dont carry your Social Security card or anything
    with your Social Security number in your wallet
    or bag.

11
Review Your Bills Right Away
  • Open your credit card bills and bank statements
    when they arrive and read them carefully.
  • Report problems promptly.

12
Stop Pre-Approved Credit Offers
  • 49 of college students receive credit
    applications daily or weekly.
  • Nearly 30 throw them out without shredding.
  • ID thieves can use them in your name.
  • STOP pre-approved credit offers!
  • Call 1-888-5-OPTOUT or go to www.optoutprescreen.c
    om

13
Use a Cross-Cut Shredder
  • Shred documents before discarding
  • Bills with account numbers
  • Bank statements

14
  • Organized criminal groups are after personal
    information.

15
15
16
Malware
17
Malware Can Steal Your ID
17
  • Malware Trojan Horses, Key Loggers can steal
    your information from your computer.
  • Key loggers capture everything you type.
  • Trojan horse software has hidden scripts that
    change, destroy or steal information.

18
Beware of free software bearing gifts!
19
81 of home computers lack basic security
protections.
19
20
Protect Your Computer
  • Use an Internet firewall.
  • Keep your operating system browser up to date.
  • Install anti-virus anti-
    spyware software.
  • Keep it up to date.

21
Dont Do Your Banking Where You Have Your Coffee
  • Free wireless may not be secure.
  • Avoid exposing personal information in public
    hot spots.

22
Beware of Phishing Emails
23
Dont Get Hooked by a Phish
  • Dont give out your personal information unless
    you initiated the contact.

24
Credit Reports
  • Businesses report your payment history to credit
    bureaus.
  • Equifax, Experian TransUnion
  • Businesses check your credit report before
    letting you
  • Get a credit card or a loan
  • Buy insurance
  • Rent an apartment
  • Get a job

25
Review Your Credit Reports
  • Starting at age 18, order your reports at least
    once a year.
  • One FREE credit report from EACH credit bureau
    each year.
  • Call 1-877-322-8228 or go to www.annualcreditrepor
    t.com.

26
What to Look For
  • ACCOUNTS Look for accounts you dont recognize.
  • INQUIRIES Look for inquiries you didnt ask
    for.
  • PERSONAL INFORMATION Look for addresses where
    youve never lived, other names, other other
    Social Security numbers.

27
What if you think youre an ID theft victim?
  • Contact the California Office of Privacy
    Protection!

28
1-866-785-9663 www.privacy.ca.gov
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