Critical Questions

1
Critical Questions

• 1 of 2 Most Essential Skills in Life
• 1 of 2 Top Reasons for Divorce Rates
• Not Taught in Schools or Universities
• Not Taught Well in Most Churches
• 16 of 38 Parables of Jesus
• Over 2300 Scriptures Address

2
Answer

• Financial Stewardship

3
Ten Commandments of Gods Provision
4
Ten Commandments

• Thou shall honor the Lord your God
• Thou must sow BEFORE you reap
• Thou must save in plenty to have in famine
• Thou shall hate debt with a passion

5
Ten Commandments

• Thou shall be faithful in the little
• Thou shall be consistent over time
• Failing to plan is planning to lack
• Thou shall work for knowledge
• Thou shall mind your own business
• Thou shall become financially literate

6
1st Thou Shall Honor The Lord Your God
7

• HONOR the Lord with your possessions, and the
  first fruits of all your increase
• Proverbs 39 NKJV
• "A tithe 10th of everything from the land,
  whether grain from the soil or fruit from the
  trees, belongs to the Lord it is holy to the
  Lord."
• Lev 2730 (NIV)
•  What sorrow awaits you Pharisees! For you are
  careful to tithe even the tiniest income from
  your herb gardens, but you ignore justice and the
  love of God. You should tithe, yes, but do not
  neglect the more important things.
• Luke 11 42 (NLB)

8
Honor the Lord your God

• Principle First things first
• Abraham, Isaac, Jacob
• Moses, Joshua and the Law
• Jesus and the New Covenant

9
2nd Thou Must Sow Before You Can Reap
10
Thou Must Sow BEFORE you Reap

• While the earth remains, seedtime and
  harvestshall not cease Gen 822

11
Thou Must Sow BEFORE you Reap

• LAW of Seed Time Harvest
• LAW of Reciprocity
• LAW of Compounding Interest
• The Power Value of Time

12
(No Transcript)
13
(No Transcript)
14
(No Transcript)
15
Value of TimeGoal to Save 100K at Age 65
Begin Savings _at_ Amount Cost to Wait
Age 25 17.88 Age 35 48.10 3X Age
45 138.13 8X Age 55 486.39 27X
16
Two Types of Giving

• 1st Bank of Heaven
• Free will offerings
• Alms
• 2nd Bank of Earth
• Investment Instruments

17
3rd Thou Must Save In Plenty to Have in Famine
18

• Take a lesson from the antLearn from their
  ways and be wise! For though they have no king to
  make them work, yet they labor hard all summer,
  gathering food for the winter Proverbs
  66-8 (TLB)
• In the house of the wise are stored choice food
  and oil, but the foolish devour all they have
  Proverbs 2120

19
Thou Must Save in Plenty to have in Famine

• Gen 41 Joseph in Egypt
• Accruing for things we WILL do
• Accruing for things we SHOULD do
• Failure to Accrue results in Juggling

20
4th Thou Shall HATE Debt With a Passion
Consumer Credit
21

• Borrower is a Slave to the Lender
• Proverbs 227

22
Thou Shall HATE debt!

• Consumer Credit
• Negative Compounding Interest
• Deadly over time

23
5th Thou Shall Be Faithful in the Little Things
24

• Whoever can be trusted with very little can
  also be trusted with much
• Luke 1610 (NIV)

25

• The Principle of Stewardship
• The Principle of Contentment
• Determining your Standard of Living

26
Determining Your Standard of Living

• 1st God
• 2nd Your Self/Family
• 3rd Taxes
• 4th Homes, Cars, Clothes, Toys

27
6th Failing to Plan Is Planning to Lack
28
For which of you, intending to build a tower,
does not first sit down and estimate the
cost If a king is going to fight another king,
first he will sit down and plan Luke
1428-32 (NIV)
29

The necessity of a Spending Plan

• Records a history of actual expenditures by
  categories
• Helps you measure goals against a baseline
• Helps you accurately plan for the future!

30
7th Thou Shall Be Consistent Over Time
31

• Let us not become weary in doing good, for at
  the proper time we WILL REAP a harvest if we do
  not give up
• Gal 69 (NIV)

32

• Dishonest money dwindles away, but he who
  gathers money little by little makes it grow
• Proverbs 1311 (NIV)

33
(No Transcript)
34
8th Thou Shall Work For Knowledge Not Money
35

• A wise man is mightier than a strong man, and a
  man of knowledge than he who has strength
• Proverbs 245 (RSV)

36

• The purpose of this life is to prepare for the
  next!
• Training for Reigning
• Character
• Skills
• Experience

37
Paycheck or Resume?

Which are you working for?
38
9th Thou Shall Mind Your Own Business
39

• Therefore, my dear brothers, stand firm. Let
  nothing move you. Always give yourselves fully to
  the work of the Lord, because you know that your
  labor in the Lord is not in vain
• 1 Cor 1558 (NIV)

40

• Not slothful in business fervent in spirit
  serving the Lord Rom 1211 (KJV)
• Work as though you were working for the Lord
  rather than for people
  Colossians 323 (NLT)

41
10th Thou Shall Become Financially Literate
42

• My People are destroyed
• for a lack of Knowledge
• Hoses 46
• Let the wise listen and add to their learning,
  and let the discerning get guidance
  Proverbs 15

43
Go to the CLC Website for more Resource
Recommendations

44
Ten Commandments

• 1. Thou shall HONOR the Lord your God
• 2. Thou must SOW before your can REAP
• 3. Save in Plenty to have in Famine
• 4. Thou shall Hate Debt with a Passion
• 5. Thou shall be Faithful in the Little Things

45
Ten Commandments

• 6. Failing to Plan is planning to Lack
• 7. Thou shall be Consistent over Time
• 8. Thou shall Work for Knowledge
• 9. Thou shall Mind your Own Business
• 10. Thou shall become Financially Literate