Retirement Investment Planning in Pennsylvania (PA)

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Financial Retirement Planning Money Management
Advice
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Increased security. Travel. Helping future
generations. The freedom to do what you want to
do when you want to do it. Whatever your
retirement dreams, Strategic Money Management
will strive to help you make them come true
through strategic financial retirement planning.
Strategic Money Management educates and helps
clients work toward maximizing wealth and
substantially reducing taxes on their IRA
distribution, thus preserving more money for
themselves and their families. Whether you are
planning for retirement or enjoying it now, we
can help you build and protect your assets for
your use and to pass on to the next generation.
Our approach to planning for retirement is
based on two concepts  education and the use of
key financial strategies to preserve your wealth.
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Education. At Strategic Money Management, we
believe that while it is important to accumulate
wealth for retirement, it is how much of that
wealth you get to keep that really counts. To
help you do this, we continually educate
ourselves about issues related to financial
retirement planning and IRA distribution rules in
particular. Earl D. Schultz, ChFC, president of
Strategic Money Management, is a member of Ed
Slotts Elite IRA Advisor Group, through which he
has gained specialized knowledge about IRA
distribution planning and financial retirement
planning. We share this information with our
clients through individual consultation and
periodic workshops. Key financial strategies.
While financial products are important, it is the
use of key financial strategies that can help you
maximize your wealth and in particular, minimize
your taxes, especially on your IRA distribution.
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Services IRA distribution tax reduction. We will
help you understand and implement concepts and
strategies that may allow you to substantially
reduce or eliminate income tax on hundreds of
thousands of dollars of your retirement plans and
IRA distributions. Independent objective
portfolio analysis. This comprehensive review of
your fixed investments, stocks, bonds and mutual
funds indicates how your investments compare to
others in a similar investment category and
against their benchmark index. Investment
portfolio management. Based on your particular
circumstances, such as age, income requirements,
net worth and risk tolerance, we assist you in
choosing appropriate investments for your
portfolio.
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Services Asset Cycle Portfolio System. This
system helps you understand the purpose for each
investment, how it will be used and when it will
be used. Income tax and Social Security
analysis. Through this analysis, we determine if
you may be able to reduce federal income taxes
and coordinate your income with Social Security
benefits to potentially reduce the tax on both.
Long-term care action planning. We assist you
in making an informed decision regarding how to
better protect your assets while helping you
and/or your spouse design a plan with the goal of
providing the necessary care to maintain a
dignified lifestyle throughout your life.
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Services Estate enhancement and preservation.
Depending on your situation, your retirement
accounts may possibly be reduced by as much as
70 from taxes when you pass wealth from one
generation to the next. We suggest strategies to
help maximize your wealth and reduce taxes,
especially on your IRA distribution.
Multi-generational qualified disbursement
review. This review considers the impact of a
Stretch IRA Strategy, stretching out qualified
dollars to potentially save taxes and continued
growth of your money for future generations.
Life insurance audit and repair. We analyze
your life insurance based on your needs with the
goal of increasing coverage and potential
guarantees with no additional premiums.
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Contact us Earl D. Schultz, ChFCStrategic
Money Management 180 Sunset Manor
DriveBirdsboro, PA 19508Email
eschultz_at_usa-fs.com   Ph 610-404-3014Fx
610-404-3016 Toll Free 1-877-888-3014