Benefits to Realtor Associates

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Benefits to Realtor Associates

• Better control of the loan transaction to avoid
  surprises
• Competitive rates to keep your clients coming
  back
• Great ability to match your client with the most
  suitable program

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Benefits to Realtor Associates

• Exceeding expectations
• Client for Life program decreases marketing
  costs
• Long term relationship with a one-stop mortgage
  partner

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Developing Boundaries

• I have a commitment and must walk out the door
  today at 500.

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A Vicious Cycle
Perfectionism
Stress, Anxiety, Low Self- Esteem
Less than God Intended
Negative Impact On Relationships
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Why have hedge funds experienced mainstream
acceptance as an attractive alternative to
equities?
ALLOCATION TO HEDGE FUNDS High Net Worth
10 Yale Endowment 22 Average Endowment 19
Source Hedge Fund Research HFR Q1 2007
Industry Report. Capgemini/Merrill Lynch World
Wealth Report 2006
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During the bear market of 2000-2002 investors
began to notice

• Significant outperformance
• Non-correlation

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Security Compliance andRisk Management Solutions

• September 2007

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TraceSecurity Highlights

• Thought leaders in Security Compliance and Risk
  ManagementThe only thing we do
• 600 customers
• Offices across North America
• Continually developing new technologies
• 4 patents
• Financially strong technology provider

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Companies are Facing Two Significant Problems
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TraceSecuritys Unique Approach

• Lets customers choose the appropriate
  combinations of products, services training
• Reduces cost and time associated with security
  compliance management

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Consumers Need Help
WEAK SAVINGS HABITS
Savings as a share of disposable income

• 1980s 10
• 1990s 5
• 2000s 1

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• The Financial Services Industry is the only
  industry in a position to solve these challenges!

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Nice Girls Dont Get Rich
Lois Frankel
Presented to The Healthcare Business Womens
Association
October 29, 2004
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Women, Men, Money
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JAMES E. OCONNOR Chairman Chief Executive
Officer
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STRATEGIC INITIATIVES
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AUTOPILOT LEADERSHIP

• Laura Harris, CLU, CIC, ChFC
• LauraHarris_at_allstate.com

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MOTIVATION

• Office meetings
• Bring in Pizza, etc.
• Day off to read a book
• Send cards unexpectedly
• Annual educational seminar
• Visuals
• Agency brochures
• Business cards
• Bring kids to work day
• Incentive compensation
• Celebrate birthdays

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CONTINUUM OF SATISFACTION
NOT AT ALLSATISFIED
SOMEWHATSATISFIED
COMPLETELYSATISFIED
SATISFIED
Just because my customers say that are satisfied
doesnt mean they will stay.
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THIS SELL IS
10Education
90Trust.
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Would You Rather go
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A New Way to Deliver Value
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Oracles Service Continuum
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Where the Money Comes From
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Construction Cost Increases - Concrete
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PROPOSED PROJECT STAFF FUNCTIONS
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Home Sales Crime Events are Key Drivers
Home SalesExisting Home Sales in U.S. (000s)
Crime-Related EventsAnnual Crime Events in U.S
(000s)
Violent Crime
Property Crime
800
6,000
700
5,000
600
4,000
500
400
3,000
300
2,000
200
1,000
100
0
0
1992
1996
2000
2004
Violent crime rate
Property crime rate
Close ratios and self-generated sales have never
been so important

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Product Differentiation Introduce new product
offerings to segment Mass Market
2
Introduce new competitively priced Safewatch
QuickConnect
Level playingfield vs ADT dealers and
competitors
Utilize Model Sales Call Leveling Approach to
maximize revenue per customer
Leverage new offerings with ADT partners
Adopt quick simple installation
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In Summary
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In Summary
Now LetsAccelerate Growth
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Benefit Of Profit Model Profit Scheduling
Working Together

• PROFIT SCHEDULING talks in real time to the
  profit Set Point in the PROFIT MODEL.
• Provides you with crucial financial info REAL
  TIME!

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WHAT OF WOMEN SAY BOTH GENDERS HAVE AN EQUAL
CHANCE TO ADVANCE?

• 10
• 25
• 50 or more

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Capabilities Presentation
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What if I could?
Extend Your Brand
Bring You New Consumers
Generate Additional Revenues
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The Average American Spends

• Only 4 minutes per day talking to their spouse
• Only 30 seconds per day talking with their
  children