Our People

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Our People Founder Mark Gilbert Director
Fredric W. Rector Sales Manager Jonathan (John)
Shulton Processing Manager Gerard (Capt) Peacock
Operations Manager Jodie (Emma) Terry
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At Peoples Loans we specialise in getting the
loan you need at the best possible rate. If you
have credit cards, store cards and other personal
loans, you may be shocked to realise the
repayments could be costing you far more than
they need to. Our credit consolidation loans are
the perfect way for you to regain control of your
finances - in fact you could even have cash to
spare each month! It doesn't matter if you have
CCJs, arrears, poor credit history or are self
employed with problems proving your income. You
can borrow any amount from 5000 to 100,000 and
repay over a period from 5 to 25 years - it's
entirely up to you. Simply select a monthly
payment that suits you best.
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Key Benefits Based in Southend, 20 miles east of
London 10 years trading history and industry
experience Onsite Sales, Underwriting and Admin
teams Genuinely fast and friendly
Service Accounts with all major lenders
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Master Brokers FSA Directly authorised F.I.S.A.
appointed UK Company Trading for 10 years
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Key Product Features Loans up to 90
Loan-to-value Payment Holidays available
Discounted Rates Flexible repayments Loans
available even if unable to provide proof of
income (self-cert)
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Rates without insurance
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Rates with single insurance
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Rates with double insurance
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Panel of Lenders
Blemain finance Swift Advances First National
Bank Paragon Personal Finance Future
Mortgages Nemo Personal Finance GE Money White
Label
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Blemain Finance
Sub Prime Product 2 discounted rate for the
first year 3 months deferred payments Early
Payment Plans Interest only Flexible Payment
options 70 Max LTV
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Paragon Personal Finance
Near Prime products 90 LTV product Plans Rates
start from 7.9 Apr Loans up to 100K Northern
Ireland accepted Self declaration up to 80 LTV

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White Label Loans
Loan from 7.5K to 100K 90 LTV Self
certification Discharged Bankruptcies and IVAs
accepted 2 mortgage arrears in last 6 England
and Wales only
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Process Flow

• Introducer- Supplies lead to underwriter to fit
  product plans
• Underwriter- Fits product plans and sells
  finance/insurance to customer for the process
  team to administer
• Processor Packages the application for the
  lender prior to completion
• Client/Lender- Case completed-, customer received
  funds lender releases commission to Peoples Loans
  (Peoples Loans Disburses funds to agent)

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Commissions

• Blemain
• Paragon
• GE Money
• Nemo
• Swift
• Future
• White Label
• Generally 10 of loan volume

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The compensation Plan
You start as an Introducer. With the help of
your sponsor and up line your first objective is
to introduce your first customer, sponsor your
first person and help them introduce there first
customer
You will receive 25 commission on your first
deal then 40 on every subsequent personal
deal. You will also receive 15 commission on
level 1 10 on level 2 in the Uni-level Plan
(see later)
You are now Qualified in the 1 up Plan And a
Qualified Introducer in the Uni-Level Plan
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Peoples Loans Compensation Plan
Qualifying 1 up Plan.
The average deal with a re-mortgage or secured
loan creates over 1000 to put into the plan
therefore lets use 1000 as an average. Figures
shown in (Yellow) reflect this.
On the second person you introduce you receive
the 15 (150) from Their first deal. Then again
on the 1st deal from the first person they
introduce. This goes on to infinity
On the third person you introduce you receive the
15 (150) from Their first deal. Then again on
the 1st deal from the first person they
introduce. This goes on to infinity
On the fourth person you introduce you receive
the 15 (150) from Their first deal. Then again
on the 1st deal from the first person they
introduce. This goes on to infinity
Your Introducer
You
Your first persons first deal is your qualifier.
They receive 25 (250) commission 15 (150)
goes to your introducer. You get zero. They now
receive a full 40 (400) on every other personal
deal
Your 1st Introduction
Your 2nd Introduction
Your 3rd Introduction
(150)
(150)
(150)
Their 1st Introduction
(150)
(150)
(150)
Their 1st Introduction
(150)
(150)
(150)
Their 1st Introduction
(150)
(150)
(150)
Their 1st Introduction
(150)
(150)
(150)
Their 1st Introduction
(150)
(150)
(150)
Their 1st Introduction
(150)
(150)
(150)
Down to Infinity
Down to Infinity
Down to Infinity
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You start as an Introducer you receive 15
override on anyone you have personally
introduced, your first level
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Once you have qualified by getting your first
deal you receive 15 override on anyone on your
first level and 10 on your second level
To stay qualified - 1 Deal every 3 months
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To become a Managing Introducer you need to
have two people in separate legs that have done
their first deal and stayed qualified. You now
receive 10 on level 3.
To stay qualified - 1 Deal every 3 months
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To become a Group Manager you need to have four
people in separate legs that have done their
first deal and stayed qualified. You now receive
10 on level 4.
To stay qualified - 1 Deal every 3 months
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To become a Managing Director you need to have
six people in separate legs that have done their
first deal and stayed qualified. You now receive
10 on level 5.
To stay qualified - 1 Deal every 3 months
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To become a Director you need to have eight
people in separate legs that have done their
first deal and stayed qualified. You now receive
5 on level 6.
To stay qualified - 1 Deal every 3 months
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30,000 deal with GE Money with no
insurance Commision 3.25 and fee 5
2475 Average cost of valuation 350 cost of BSQ
and Consent 150. leaves 1975 This is then split
50/50 leaving the network with 987.50 paid
within 3 days of completion. Average completions
time for loans over 25,500 is 14 working days
from submission.
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50,000 deal with Blemain with single
insurance Commision 3 and fee 5 5500 Average
cost of valuation 350 cost of BSQ and Consent
150. leaves 5,000 This is then split 50/50
leaving the network with 2500 paid within 3 days
of completion. Average completions time for loans
is 14 working days from submission.
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40000 deal with swift with single
insurance Commision 5 and fee 5 4000 Average
cost of valuation 350 cost of BSQ and Consent
150. leaves 3500 This is then split 50/50
leaving the network with 1750 paid within 3 days
of completion. Average completions time for loans
over 25500 is 14 working days from submission.
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20000 deal with Paragon with Double
insurance Commision 8 and fee 5 2600 Average
cost of valuation 350 cost of BSQ and Consent
150. leaves 2100 This is then split 50/50
leaving the network with 1050 paid within 3 days
of completion. Average completions time for loans
over 25500 is 14 working days from submission.
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• Once you have joined the network you will have
• Your own web site i.e. www.peoplesloans.net/yourn
  ame
• Your own back office to track your network and
  all commissions
• Full training
• Access to all marketing materials
• Back up from your up line
• Business cards
• Welcome pack

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This shows how your network can grow by you and
everyone else introducing 2,3 or 4 people through
6 levels
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