Simplify your EMV Smart Card Issuance Program Banking Vietnam May 2006

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Simplify your EMV Smart Card Issuance
ProgramBanking VietnamMay 2006
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Agenda

• Start with Magnetic Stripe Data
• Characteristics of Smart Card Data
• EMV Data Contents
• EMV Data Preparation Options
• Datacard Data Preparation Options
• Datacard Personalization Solutions

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Todays Mag-Stripe Issuance Environment
Host Creates Cardholder Data
Datacard Maxsys System
Datacard MX6000 System

• Magnetic Stripe Data
• Typically in Datacard
• 9000 format

Datacard 9000 System
Datacard Desktop Issuance Systems
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Datacard 9000 File Layout

• 9000 file layout requires smart card data to be
  generated and appended
• Smart card data is personalized on to the chip

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Unique Characteristics of Smart Card Data

• Usually constructed with BINARY data
• Host systems typically do not support binary data
• The data is cryptographically generated
• Not typically present in Host system
• Smart card data generated via a secondary process
• Record separated from 9000 file
• Magnetic stripe data identified within record
• Magnetic stripe data used to create smart card
  data
• Cryptographically produced smart card data
  inserted into record
• 9000 file with appended smart data is ready for
  output

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EMV Smart Card Data Contents

• Track 1 and Track 2 magnetic stripe data
• Primary Account Number (PAN)
• Cardholder name
• Expiration date
• Service code
• Static risk data
• Configured for the product
• Each cardholder receives the same risk parameters
• Cryptographic data
• Keys
• Typically 3 5 keys
• Derived from issuer master keys

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Typical EMV Data Preparation Options

• Prepare EMV data at the Host level
• Not a natural process for the Host system
• Requires changes to the Host system
• Prepare EMV data in additional production process
• Typically with separate PC or Server in card
  issuance center
• Typically via a BATCH process
• Host data created as usual
• Host data then sent to BATCH EMV data preparation
  PC or Server
• Smart card data generated overnight prior to
  production

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Todays Mag-Stripe Issuance Environment
Host Creates Cardholder Data
Datacard Maxsys System
Datacard MX6000 System
Datacard 9000 System
Datacard Desktop Issuance Systems
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BATCH EMV Data Preparation
Datacard Maxsys System
Host Creates Cardholder Data
Datacard MX6000 System
Datacard 9000 System
Datacard Desktop Issuance Systems
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Datacards NEW Simple ONE STEP Process

• Datacard has introduced an even simpler process!
• A One Step data preparation process
• Perform EMV data preparation at time of smart
  card personalization!
• Datacard is introducing a NEW higher performing
  more cost-effective EMV solution
• Completely NEW and reconfigured Affina product
  suite
• NEW higher performing HSMs..or select your
  own!

NEW
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Datacards NEW Simple ONE STEP Process
Datacard Maxsys System
Host Creates Cardholder Data
Datacard MX6000 System
Datacard 9000 System
Datacard Desktop Issuance Systems
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Datacards NEW Simple ONE STEP Process
Datacard Maxsys System
Host Creates Cardholder Data
Datacard MX6000 System
SIMPLE One Step operation!
Single low priced HSM for data preparation
and personalization!
Datacard 9000 System
Datacard Desktop Issuance Systems
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Datacards Data Preparation Solutions

• Why Datacard data preparation products?
• SIMPLE to implement and operate One Step option
• High performance Up to 60,000 SDA records per
  hour!
• Scalable Simply add additional HSM(s) for
  greater performance
• Fully integrated and tested end-to-end solution
• Options Choose from an Enterprise or
  Issuance-level data preparation process
• Tested and proven!

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Datacards Personalization Solutions
NEW
MX6000 Card Personalization System
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Datacards Personalization Solutions
MX6000 Card Personalization System

• Designed to run at 1500 cards per hour
• Windows XP Operating System
• Higher Security
• Graphical User Interface for Operator and
  Administrator
• Works with Datacard MXD and MXi Card Delivery
  options
• Designed for efficient throughput (pause/change,
  different setups within a job, selective
  inserting/stacking, etc.)

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MX6000 Functionality Summary

• Controller
• Card Input Module
• Card Output Module
• Magnetic Stripe Encoding Module
• Contact Smart Card Module 11 stations
• Contactless Smart Card Module 6 stations
• Graphic Printing Module
• Color Printing Module Direct to card, D2T2, 300
  dpi
• Retransfer Color Printing Module
• Provides full edge-to-edge color card printing
• Pigment-based inks
• 600 dpi standard can support micro-printing up
  to 1200 dpi

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MX6000 Functionality Summary

• Laser Engraving
• Laser engraving designed for high throughput
  photo engraving
• Multiple lasers can be put inline for increased
  throughput
• DuraGard Laminate Module
• Applies virtual edge-to-edge patch laminate
  material for card durability and enhanced
  security features
• CardGard Topcoat Module
• Provides UV cured, edge-to-edge protection for
  enhanced card durability
• Embossing Module and Indent Printing Kit
• Topping Module
• Label Affixing Module
• Card Cleaning Module
• Card Flipper Module
• Card Delivery

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Summary
Why Datacards Smart Card Issuance Solutions?

• SIMPLE Datacard makes it simple to implement
• Gold standard 35 years of card issuance
  experience
• Fully integrated and tested end-to-end solution
• Investment protection Re-use later in program
  lifecycle
• Flexible and cost-effective Via open
  standards-based architecture
• Experience Over 100 smart card installations
  worldwide!
• It is what our organization is focused upon

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Thank You !For further information, pls
contact Ivan Makivan_mak_at_datacard.comMK
Technology Group Datacards Authorised
Distributor in Vietnam contact_at_mk.com.vn