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Prepared by

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Why do you need a realtor? The process of buying a house. What you should pay for ... Contact your realtor. State your need, want and demand. See the houses ... – PowerPoint PPT presentation

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Title: Prepared by


1
How to Buy a Dreaming Home?
  • Prepared by
  • Jane Lu
  • FMGT 1E

2
Main topics today
  • My qualification
  • Why do you need a realtor?
  • The process of buying a house
  • What you should pay for
  • Things you should note

3
Who I Am
  • Member of real estate board
  • Licensed by real estate council
  • Bachelor degree in mechanical engineering
  • Senior engineer in China
  • Manager of different departments in a company

4
Why do you need a realtor?
  • The best reason Free Service!
  • Realtors are specialists
  • Laws, regulations and policies
  • Special tools
  • MLS-Multiple listing service
  • Tell you when to bring in other experts

5
The process of buying a house
  • Contact your realtor
  • State your need, want and demand
  • See the houses
  • Make a decision
  • present an offer
  • Pay the money
  • Move in!

6
What your realtor will do
  • Find the houses right for you-MLS
  • Show you the houses
  • Advise you of reasonable price
  • Write the offer
  • Search the title
  • Check the bylaws and other restrictions
  • Help you obtain a mortgage
  • Completion, adjustment and possession

7
Money you should pay
  • Property price
  • Conveyancing fees
  • Cost of mortgage
  • Adjusted property tax
  • Property transfer tax
  • Insurance
  • Title insurance
  • Property insurance

8
Things you should note
  • Have a professional inspection
  • Verbal agreements are not enforceable
  • Read documents before you sign
  • Know your rights and obligations
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