ITS HAPPENING.

1
ITS HAPPENING.

• Insurance adjusters, their supervisors and
  executives are coming forward.

2
These courageous people are alarmed because their
employers are committing

• FRAUD

3
These heroes have asserted

• INTENTIONAL AND SYSTEMIC DENIALS OF LEGITIMATE
  CLAIMS
• PRICE GOUGING ON PREMIUMS
• RESERVE REPORTING THAT MIMICKS AN ENRON BALANCE
  SHEET
• LOWBALLING REPAIR ESTIMATES and
• SWITCHNING CUSTOMERS TO POLICIES THAT OFFER FAR
  LESS COVERAGE WITHOUT TELLING THEM.

4
And, even worse, they have

• PROOF

5
WHO ARE THE PERPETRATORS?

• Farmers and their off-shore parent, Zurich
• Nationwide
• Allstate
• State Farm
• USAA and
• A host of smaller insurers.

6
POA APPLAUDS THESE HEROES

• For without them, corporate malfeasance would
  be even more rampant.