Whos behind your ACH Origination

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Whos behind your ACH Origination?
ACH Origination
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ACH Origination

• TranZact ACH Origination
• Facilitates cash management.
• Generate electronic credits and debits for your
  credit union or your members with a personal
  computer and web browser.
• Web based system designed for the user with
  intuitive data entry screens for each type of
  payment.
• Knowledge of ACH terminology is not necessary.

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ACH Origination

• TranZact ACH Origination Facilitates
• Direct debits to collect member loan payments
  from other financials
• Direct deposit of payroll for SEGs and commercial
  customers
• State, Federal, and Municipal tax payments for
  SEGs and commercial customers
• Vendor payments for your credit union

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ACH Origination

• TranZact ACH Origination Provides
• Preconfigured templates for each payment type.
• Easy storage and reuse of payment information in
  database format
• Robust import capability
• System user access rights at various levels
  controlled by your credit union
• Summary and detail reports on batch and
  transaction activity
• Audit reports on activity by user

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ACH Origination

• Credit Union benefits
• Gain efficiencies
• Sophisticated database management system for
  storing recurring transactions
• Automated SEG/customer payrolls
• Flexible import features for existing credit
  union files or SEG/commercial customer payrolls
  and tax payments

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ACH Origination

• Credit Union benefits
• Enhance cash management

• Speed up receivables collection
• Automate payables
• Disburse operating funds as needed
• Concentrate funds from remote locations

• Reduce costs

• Electronic vs. paper transactions

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ACH Origination

• TranZact ACH Origination
• offers three types of security
• User authentication
• Data integrity
• Controls and access rights within the system

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ACH Origination

• Security
• User authentication features

• Credit union system administrator(s) set up user
  IDs and passwords
• Password change requirements built-in
• Time out limits are incorporated to log inactive
  users off the system

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ACH Origination

• Security
• Ensuring data integrity

• Secure Socket Layer (SSL) is the industry
  standard for data encryption
• TranZact ACH Origination uses the latest 128-bit
  versions of SSL that are built into Netscape
  Navigator and Microsoft Internet Explorer

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ACH Origination

• Security
• Control access to system functions and data
• Maximum dollar amount per user for each
• Transaction/Database
• Batch release
• Daily release

• Optional dual approval requirement for any
  function
• System administrator may lock or unlock users to
  block or unblock system access

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ACH Origination

• Security
• Control access to system functions and data
• User authority to
• Add and/or delete databases or batches
• Approve and/or release transactions and batches
• Create, add, and/or delete commercial companies
• View and/or edit access to summary and detail
  screens
• Access individual reports

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Access is controlled by our secure login. All
transaction data is encrypted with 128 bit SSL
technology.
Access is controlled by our secure login. All
transaction data is encrypted with 128 bit SSL
technology.
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ACH Origination
Messages ACH Payments Setup Maintenance Exit

• Messages
• New payments types added for ACH payments, talk
  to your account manager.
• Ask your account manager about our attractive
  short-term rates!

The message board allows for informational
messages from Southwest Corporate to be broadcast
to users. It can be used, for example, to remind
users of a holiday when transactions cannot be
processed. When a user completes a process within
the system, they will receive a message on the
top of their screen.
The message board allows for informational
messages from Southwest Corporate to be broadcast
to users. It can be used, for example, to remind
users of a holiday when transactions cannot be
processed. When a user completes a process within
the system, they will receive a message on the
top of their screen.
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ACH Origination
ACH Database List ACH Batch List ACH Validator
Messages ACH Payments Setup Maintenance Exit
Database List
C F H M N W All
The ACH Database List shows all the payment
databases in your system. Once you create a
database you can use the data over and over again
each time you create transactions.
The ACH Database List shows all the payment
databases in your system. Once you create a
database you can use the data over and over again
each time you create transactions.
TOP
Help
Delete
Add
Modify Frequency
Create Batch
Import
Import Report
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ACH Origination
ACH Database List ACH Batch List ACH Validator
Messages ACH Payments Setup Maintenance Exit
Database List
C F H M N W All
The database list can be configured with over 100
payment types (called applications), including
tax payments for all 50 states.
The database list can be configured with over 100
payment types (called applications), including
tax payments for all 50 states.
TOP
Help
Delete
Add
Modify Frequency
Create Batch
Import
Import Report
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ACH Origination
ACH Database List ACH Batch List ACH Validator
Messages ACH Payments Setup Maintenance Exit
Database List
C F H M N W All
We will begin processing a transaction by
selecting the Hourly Payroll database.
We will begin processing a transaction by
selecting the Hourly Payroll database.
TOP
Help
Delete
Add
Modify Frequency
Create Batch
Import
Import Report
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ACH Origination
ACH Database List ACH Batch List ACH Validator
Messages ACH Payments Setup Maintenance Exit
Database List Database Summary
Hourly Payroll
C F H M N W All
The Database Summary screen shows key data on
each entry in the database.
The Database Summary screen shows key data on
each entry in the database.
Help
Delete
Add
Data Fill
Save
Reset
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ACH Origination
ACH Database List ACH Batch List ACH Validator
Messages ACH Payments Setup Maintenance Exit
Database List Database Summary
Hourly Payroll
C F H M N W All
Data entry features include Data Fill allowing
you to quickly zero-out dollar amounts
The Database Summary screen shows key data on
each entry in the database.
Help
Delete
Add
Data Fill
Save
Reset
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ACH Origination
ACH Database List ACH Batch List ACH Validator
Messages ACH Payments Setup Maintenance Exit
Database List Database Summary
Hourly Payroll
C F H M N W All
S
S
Sort controls to sort entries by Name or ID
Sort controls to sort entries by user Name or
User ID
Help
Delete
Add
Data Fill
Save
Reset
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ACH Origination
ACH Database List ACH Batch List ACH Validator
Messages ACH Payments Setup Maintenance Exit
Database List Database Summary
Hourly Payroll
C F H M N W All
S
S
Data Import for importing data from your
spreadsheet or accounting package to a database
Data Import for importing data from your
spreadsheet or accounting package to a database
Help
Delete
Add
Data Fill
Save
Reset
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ACH Origination
ACH Database List ACH Batch List ACH Validator
Messages ACH Payments Setup Maintenance Exit
Database List Database Summary
Hourly Payroll
C F H M N W All
Security controls let you control each users
access to summary or detail screens. Click a
name to go to that detail screen...
Security controls let you control each users
access to summary or detail screens. Click a
name to go to that detail screen...
Help
Delete
Add
Data Fill
Save
Reset
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ACH Origination
ACH Database List ACH Batch List ACH Validator
Messages ACH Payments Setup Maintenance Exit
Database List Database Summary Database Detail
Hourly Payroll
Employee Name Employee ID Compan
y Account Number Account Type
Weber, Brian
43211
Net Pay Amount Employees Bank ID Start
Date Last Pay Date Hold Transfer
Employees Bank Account No. Checking/Savings

555.00
674574
052000113
Checking Savings
07/05/1996
Use the Database Detail screen for adding new
employees and accessing full information on
individual entries.
Use the Database Detail screen for adding new
employees and accessing full information on
individual entries.
08/03/2001
58891207
Checking Savings
Help
First
Add
Next
Save
Reset
Previous
Last
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ACH Origination
ACH Database List ACH Batch List ACH Validator
Messages ACH Payments Setup Maintenance Exit
Database List Database Summary Database Detail
Hourly Payroll
Employee Name Employee ID Compan
y Account Number Account Type
Weber, Brian
43211
Net Pay Amount Employees Bank ID Start
Date Last Pay Date Hold Transfer
Employees Bank Account No. Checking/Savings

555.00
674574
052000113
Checking Savings
07/05/1996
Unlike other systems, we provide you with a
different easy-to-use screen for each type of
payment.
Use the Database Detail screen for adding new
employees and accessing full information on
individual entries.
08/03/2001
58891207
Checking Savings
Help
First
Add
Next
Save
Reset
Previous
Last
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ACH Origination
ACH Database List ACH Batch List ACH Validator
Messages ACH Payments Setup Maintenance Exit
Database List Database Summary Database Detail
Hourly Payroll
Employee Name Employee ID Compan
y Account Number Account Type
Weber, Brian
43211
Net Pay Amount Employees Bank ID Start
Date Last Pay Date Hold Transfer
Employees Bank Account No. Checking/Savings

555.00
674574
052000113
Checking Savings
07/05/1996
Data entry fields use easy-to-understand terms
such as Employee Name and Account Number .
Data entry fields use easy-to-understand terms
such as Employee Name and Account Number
instead of complicated ACH terminology.
08/03/2001
58891207
Checking Savings
Help
First
Add
Next
Save
Reset
Previous
Last
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ACH Origination
ACH Database List ACH Batch List ACH Validator
Messages ACH Payments Setup Maintenance Exit
Database List Database Summary
Hourly Payroll
C F H M N W All
Once weve updated amounts based on hours worked
during that pay period
Once weve updated amounts based on hours worked
during that pay period
Help
Delete
Add
Data Fill
Save
Reset
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ACH Origination
ACH Database List ACH Batch List ACH Validator
Messages ACH Payments Setup Maintenance Exit
Database List
C F H M N W All
Well return to the Database List screen
Well return to the Database List reen
TOP
Help
Delete
Add
Modify Frequency
Create Batch
Import
Import Report
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ACH Origination
ACH Database List ACH Batch List ACH Validator
Messages ACH Payments Setup Maintenance Exit
Database List
C F H M N W All
x
Next we select the checkbox next to the Hourly
Payroll database and then click the Create Batch
button
Well return to the Database List reen
TOP
Help
Delete
Add
Modify Frequency
Create Batch
Import
Import Report
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ACH Origination
ACH Database List ACH Batch List ACH Validator
Messages ACH Payments Setup Maintenance Exit
Database List Create Batch
Database Name Employee ID Application E
ffective Date Transaction Options
Hourly Payroll ABC Company Payroll

11/10/2001
All Prenotes Only
Help
OK
Reset
Assign an effective date for the transactions and
click OK
Assign an effective date for the transactions and
click OK
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ACH Origination
ACH Database List ACH Batch List ACH Validator
Messages ACH Payments Setup Maintenance Exit
Batch List
Help
Delete
Release
Unrelease
Batch Report
Validator Report
Reverse
Each batch, batch name, the company name, what
comprises the batch, the effective date, and the
status of each is reflected on the Batch List
screen. From the Batch List screen you can.
Each batch, batch name, the company name, what
comprises the batch, the effective date, and the
status of each is reflected on the Batch List
screen. From the Batch List screen you can.
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ACH Origination
ACH Database List ACH Batch List ACH Validator
Messages ACH Payments Setup Maintenance Exit
Batch List
Help
Delete
Release
Unrelease
Batch Report
Validator Report
Reverse
Release batches to be processed by the bank
systems
Release batches to be processed by the bank
systems
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ACH Origination
ACH Database List ACH Batch List ACH Validator
Messages ACH Payments Setup Maintenance Exit
Batch List
Help
Delete
Release
Unrelease
Batch Report
Validator Report
Reverse
Unrelease batches
Unrelease batches
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ACH Origination
ACH Database List ACH Batch List ACH Validator
Messages ACH Payments Setup Maintenance Exit
Batch List
Help
Delete
Release
Unrelease
Batch Report
Validator Report
Reverse
Run a batch summary report to obtain batch and
transaction details including the batch status,
effective date, dollar amounts, and account
information.
Run a batch summary report to obtain batch and
transaction details including the batch status,
effective date, dollar amounts, and account
information.
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ACH Origination
ACH Database List ACH Batch List ACH Validator
Messages ACH Payments Setup Maintenance Exit
Batch List
Help
Delete
Release
Unrelease
Batch Report
Validator Report
Reverse
Run a Validator Report on batches that have been
successfully validated
Run a Validator Report on batches that have been
successfully validated
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ACH Origination
Customer Setup Import Format List User List
Messages ACH Payments Setup Maintenance Exit
Batch List
Help
Delete
Release
Unrelease
Batch Report
Validator Report
Reverse
Reverse a batch that has already been submitted
Reverse a batch that has already been submitted
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ACH Origination
ACH Database List ACH Batch List ACH Validator
Messages ACH Payments Setup Maintenance Exit
ACH Validator
Validator File Name/Location

Browse
Help
OK
Reset
The ACH Validator feature allows you to bring
existing NACHA files into the system for
release. The ACH Validator verifies that the
file generated by an accounting or payroll system
is in the NACHA format. The system user cannot
view or manipulate these batches because they do
not reside on the system. Using the ACH
Validator is a good option for a SEG that
generates a file in their payroll software that
changes each time they send it, or files that are
sent just one-time.
The ACH Validator feature allows you to bring
existing NACHA files into the system for
release. The ACH Validator verifies that the
file generated by an accounting or payroll system
is in the NACHA format. The system user cannot
view or manipulate these batches because they do
not reside on the system. Using the ACH
Validator is a good option for a SEG that
generates a file in their payroll software that
changes each time they send it, or files that are
sent just one-time.
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ACH Origination
Customer Setup Import Format List User List
Messages ACH Payments Setup Maintenance Exit
Customer Setup (Master Settings)
Customer Settings Customers Name Customers
ID Force Password Change Minimum Password
Length Dual Approval of Users Audit Data
Retention
Demo Customer Demo Days 35 days



Help
Save
Many of the settings are determined when you are
set up as a customer. Although you cannot change
most settings, you can view them and in some
instances, modify them.
Many of the settings are determined when you are
set up as a customer. Although you cannot change
most settings, you can view them and in some
instances, modify them.
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ACH Origination
Customer Setup Import Format List User List
Messages ACH Payments Setup Maintenance Exit
Import Format List
Help
Delete
Add
Use the Import Format List to view a list of data
import formats that have been created by you or
for you. From this screen you can add and delete
import formats.
Use the Import Format List to view a list of data
import formats that have been created by you or
for you. From this screen you can add and delete
import formats.
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ACH Origination
Customer Setup Import Format List User List
Messages ACH Payments Setup Maintenance Exit
User List
Help
Delete
Add
Lock
Unlock
From the User List screen you can add and delete
users and view their status. You can also lock
and unlock users thereby blocking and/or
restoring system access.
Use the Import Format List to view a list of data
import formats that have been created by you or
for you. From this screen you can add and delete
import formats.
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ACH Origination
Customer Setup Import Format List User List
Messages ACH Payments Setup Maintenance Exit
User List
Help
Delete
Add
Lock
Unlock
Either Southwest Corporate or the credit union
can set up commercial company/SEG users. From
the User List, just click the Add button to
assign the companys users
Either Southwest Corporate or the credit union
can set up commercial company/SEG users. From
the User List, just click the Add button to
assign the companys users
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ACH Origination
Customer Setup Import Format List User List
Messages ACH Payments Setup Maintenance Exit
User List User Profile
ACH Services
User Profile Global Functions
User Profile User ID Password Confirm
Password Operator ID 1 Operator ID 2
ABCUSER




TOP
Global Functions
Setup Customer Setup User View Audit Report
Set up Users for the your credit unions
commercial company/SEG and assign access rights
to the commercial company users
The Change Password screen allows you to easily
and quickly change your password when required,
or at any time, to maintain a secure work
environment.
TOP
Help
Save
Reset
41
ACH Origination
Customer Setup Import Format List User List
Messages ACH Payments Setup Maintenance Exit
User List User Profile ACH Services
User Profile
ACH Companies/Applications ACH Amount Limits
ACH Functions
ACH Companies/Applications
All Companies/Applications ABC Credit Union
Automated Enrollment Cash Concentration
Consumer Debits Credits Customer Credits
Customer Debits EFTPS Federal Tax
Loan Payments Payroll Return Entries
Returned Check Entries Reversals
Telephone Initiated Payments
Continued on next screen
Continued on next screen
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ACH Origination
Customer Setup Import Format List User List
Messages ACH Payments Setup Maintenance Exit
User List User Profile ACH Services
User Profile
ACH Companies/Applications ACH Amount Limits
ACH Functions
ACH Companies/Applications
Validator City of Your Town Consumer
Debits Credits Customer Credits
Customer Debits Payroll Reversals
Validator The CBA Company Customer Debits
Payroll
Continued on next screen
Continued on next screen
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ACH Origination
Customer Setup Import Format List User List
Messages ACH Payments Setup Maintenance Exit
User List User Profile ACH Services
User Profile
ACH Companies/Applications ACH Amount Limits
ACH Functions
ACH Companies/Applications
Southwest Corporate Validator Another credit
union Consumer Debits Credits
Customer Debits Payroll Reversals
Validator
TOP
Continued on next screen
Continued on next screen
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ACH Origination
Customer Setup Import Format List User List
Messages ACH Payments Setup Maintenance Exit
User List User Profile ACH Services
User Profile
ACH Companies/Applications ACH Amount Limits
ACH Functions
ACH Amount Limits
Maximum Daily Release Maximum Database Entry
Maximum Batch Release Maximum Batch Creation





TOP
ACH Functions
Help
Save
Reset
45
ACH Origination
Change Password Holiday Table Audit Send
Message
Messages ACH Payments Setup Maintenance Exit
Change Password
Password Current Password New Password



Help
Save
The Change Password screen allows you to easily
and quickly change your password when required,
or at any time, to maintain a secure work
environment.
The Change Password screen allows you to easily
and quickly change your password when required,
or at any time, to maintain a secure work
environment.
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ACH Origination
Change Password Holiday Table Audit Send
Message
Messages ACH Payments Setup Maintenance Exit
Holiday Table
The Holiday Table allows you to quickly see
whether or not transactions will be processed on
a given holiday.
Use the Import Format List to view a list of data
import formats that have been created by you or
for you. From a given holiday
Help
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ACH Origination
Change Password Holiday Table Audit Send
Message
Messages ACH Payments Setup Maintenance Exit
Audit Criteria
From Date Sort Order Users Report Output
To Date Select One
Select All Screen File



Help
Report
Save
The Audit Criteria screen allows you to create an
Audit Report detailing which users have accessed
the system and what functions they performed
while they were logged on.
The Audit Criteria screen allows you to create an
Audit Report detailing which users have accessed
the system and what functions they performed
while they were logged on.
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ACH Origination
Change Password Holiday Table Audit Send
Message
Messages ACH Payments Setup Maintenance Exit
Send Message
Subject Message Name Phone
Number Return Email Address












The Send Message Screen allows you to send us a
message without having to leave your browser or
search for an email address.
The Send Message Screen allows you to send us a
message without having to leave your browser or
search for an email address.
Help
Send
Save
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ACH Origination
Change Password Holiday Table Audit Send
Message
Messages ACH Payments Setup Maintenance Exit
Send Message
Subject Message Name Phone
Number Return Email Address






Exit logs you out of your session and returns you
to the login screen
Exit logs you out of your session and returns you
to the login screen






Help
Send
Save
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ACH Origination
For additional information, contact Southwest
Corporate Sales Department at contactus_at_swcorp.org
or 800.442.5763