Association of Family Health Teams of Ontario

1
Association of FamilyHealth Teams of Ontario

• Presented by
• Nancy Waller
• Cathy Lauzon

Stevenson Hunt Insurance Brokers Limited
2
Health Care Program

• Designed specifically for FHTs
• Flexible, stable program
• Premium savings
• No membership fees
• No liability adjustments added at year end

3
Program Features

• Property
• Business Interruption
• Commercial General Liability
• Vicarious Liability
• Professional Liability
• Directors Officers Liability
• Employment Practices Liability
• Electronic (Cyber) Record Keeping

4
Highlights - Property

• All risk coverage
• Equipment Breakdown
• Crime Employee Dishonesty

5
Highlights Business Interruption

• Actual loss sustained
• Loss of funding
• Extra expense

6
Highlights Commercial General Liability

• Operations on and away from premises
• Abuse Liability
• Employers Liability
• Tenant's Legal Liability

7
Highlights Vicarious Liability

• Physicians
• Family Health Teams

8
Highlights Professional Liability

• Primary coverage available for all Allied Health
  Professionals
• Occurrence or claims-made options

9
Highlights Directors Officers Liability

• Personal asset protection
• Identifying Personal Risk
• Standard of care
• Breach of fiduciary duty
• Statutory Liability

10
Highlights Employment Practices Liability

• Wrongful dismissal
• Harassment
• Discrimination

11
Highlights Electronic (Cyber) Record Keeping

• Theft of patient information
• Damages
• Defence costs
• Notification costs