PERSONAL INVESTING OPTIONS

1
PERSONAL INVESTING OPTIONS

• Team 7 Members
• Mauricio Coto - Organizer
• Michael Thompson - Summarizer
• Saurabh Desai - Techie
• Farouq Mahadin - Techie

2
Annuities vs. Roth IRA

• Annuities - A form of investments
  offered by insurance
  companies
• Roth IRA - Individual Retirement
  Account that allows retirement savings to
  grow tax-free.

3
Scenario

• 30 yr. old individual retiring at 65
• 35 year investment
• Investing 5000 every year
• Assuming 3 Inflation

4
Study Cases

• Roth IRA vs. Annuity at fixed i
• Roth IRA vs. Annuity at fixed FV i
• Roth IRA vs. Annuity at actual i
• Roth IRA vs. Annuity at actual i fixed FV

5
Make a Choice

• Compare the results
• Pros and Cons
• Best Choice