Benequant

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Benequant

• The keys to unlocking health insurance

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Is this how you feel?

• You dont know what direction to take because
  youve tried every health plan solution and get
  the same results?
• You have no clear vision of a solution?

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Is this how you feel?

• Your hands are tied because you dont know real
  costs, you cant shop for care, you are not in
  control.

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What if you could

• Lower health care costs
• Empower employees to make decisions
• Provide real-time, relevant information to make
  better benefit choices
• Consolidate your information in one easy-to-use
  place

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What if you could

• Do all of this and
• SAVE MONEY?

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Meet Benequant

• Web application and support service system
  dedicated to
• Enhancing business profitability
• Empowering consumer choice
• Demystifying the health insurance system

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With Benequant you get control

• We give you control of your benefits program and
  the information you need to make better
  management decisions and save money

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With Benequant you control cost

• Benequant will give you the keys to unlock the
  health insurance mystery.
• Our products/services cost less than 1 of what
  you spend in benefits on each insured life.
• Your business could save up to 20 on current
  benefits plans.

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Benequant products

• Employer Solutions
• Consumer Health Solutions

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Benequant products

• Both are web-based applications that lay over
  your existing planswe call them decision support
  tools.
• Products allow you to consolidate all your
  benefit information in one place.
• We bring enrollment, costs, utilization and
  financial data under one easy-to-use application.

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Why did we design these products?

• Health care costs will not be controlled until
  consumers can make shopping decisions in an
  open, free market.
• Consumer Directed Health Care is a step in the
  right direction, but key information is missing.
• Benequant provides the missing information so you
  can manage your benefits real-time and your
  employees can make informed decisions about cost
  and use.

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Benequant

• If you think you already have this product
• TAKE OFF THE BLINDERS AND GET A FRESH
  PERSPECTIVE.

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What makes Benequant different?

• We provide true transparency of health care data.
• We are not associated with a single provider,
  network or insurance company.

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What makes Benequant different?

• We use cost comparison data that is local,
  regional and nationalsuitable for organizations
  with multiple locations.
• Our costs are actual, not quoted or list charges,
  so you can get a true picture of cost for your
  market and providers in your city.

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What makes Benequant different?

• We are web-based for ease of use, but data is
  stored in a secure warehouse. Access is
  controlled through authorization and
  authentication levels.
• All personal information is secured and protected
  by a multi-level security design that uses both
  firewalls and encryption.

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What makes Benequant different?

• Our products and services
• pay for themselves
• after one year.

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Benequant Pricing model

• lives 250
• ER cost/life/yr 5000.00
• Benequant cost/life/yr 64.00
• Potential savings 100-200
• Less than 1 of total cost. Payback in initial
  year.
• based on 10-20 of overall medical costs of
  approximately 10,000/yr per employee.

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Employer Solutions

• 40 standard reports to analyze benefit expenses
• Enrollment eligibility, cost drivers, utilization
  trends, prescribing patterns, budgetary concerns
• Reports link existing claims and your financial
  data with pricing and outcomes specific to your
  market
• Real-time data collection
• Integrates wellness programs and health risk
  assessment programs to better evaluate program
  effectiveness
• Completely secure and HIPPA compliant
• Portal can be integrated and branded to your
  companys intranet

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Consumer Health Solutions

• Easy to use web-based application open 24/7even
  when youre not.
• Provider and procedure costs available for your
  local so employees make free market decisions
• Schedule of benefits and plan certificate booklet
  are consolidated into one site to answer coverage
  questions
• Medical and diagnostic terms are presented in
  easy-to-understand language decreasing calls to
  the HR department.
• Employees have fingertip access to their
  individual claims information, personal cost
  liability and plan payments for all
  procedurestheres no need to leaf through pages
  of printed material.

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Additional features

• All Benequant products work within existing
  wellness programs and integrate information
• All web portals may be branded with your
  organizations identity so employees view the
  service as theirs
• Products are designed and serviced by benefits
  professionals with experience in benefits plan
  design, benefits administration, nursing,
  provider relations, patient relations,
  information technology

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Contact Benequant

• Lighten the burden of rising health insurance
  costs
• Schedule a free, in-depth product
  demonstration
• 1-866-243-2318

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Thank you.