Life Insurance for the Employees of

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Life Insurancefor the Employees of

• Southeast Missouri State University

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Life Insurance

• Why do you need it?
• Provide for Your Familys Future.
• Dual Family Income
• Single Parent
• Single Individual

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Life Insurance

• It wont happen to me
• Maybe not, but
• Consider all of your financial obligations
• Monthly Bills and Credit Card Debts
• Home Mortgage
• Childcare
• Funeral Cost and Estate Taxes

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Life Insurance

• Its affordable and convenient!
• Affordable - Take Advantage of the Economical
  Group Rates
  
• Convenient - Premiums are Automatically Payroll
  Deducted

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Life Insurance

• Your Life Insurance Plan!
• Eligibility All employees working at least 32
  hours.
  
• Effective Date January 1, 2007
• Enrollment Period November 14th-29th, 2006
• Basic Life/ADD Plan Design 2.5 times earnings to
  a maximum of 50,000
  

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Life Insurance

• Your Life Insurance Plan!
• Supplemental Life
• Employee 1, 2 or 3 times your earnings to a
  maximum of 750,000.
  
• Spouse Option 1 5,000 Option 2 10,000 and
  Option 3 15,000
  
• Dependent Children Option 1 5,000 Option 2
  10,000 and Option 3 15,000
  

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Life Insurance

• Additional benefits at no additional cost!
• Portability
• Conversion
• Waiver of Premium
• Living Benefit Option

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Life Insurance

• Your Life Insurance Plan!
• Guarantee Issue
• Offer Valid until November 29, 2006
• Late Entrant Requires Evidence of Insurability

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Life Insurance

• Enrollment Kit !
• Welcome Letter
• Benefit Highlight Sheet
• Personalized Enrollment Form
• Life Insurance Brochure

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Life Insurance

• Enrollment is a Snap!
• Step 1 Complete your Personalized Enrollment
• Step 2 Insert the form into the envelope
  provided, seal and return it to Alissa Vandeven,
  Human Resources, MS3150 by November 29, 2006.

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Life Insurance

• Questions?