BBFI Group Benefits Committee

1
BBFI Group Benefits Committee

• Insurance Programs
• From
• Mel Himes Associates
• Insurance Agency

2
Health Insurance
Celtic Insurance Golden Rule United Health
Care Blue Cross/Blue Shield Aetna Pacific
Life Pan American

• Available in ALL States
• Individual Plans
• Group Programs
• Indemnity Plans
• Provider Discount Plans

Call Mel Himes Jr 1-800-329-3031
3
Church Insurance

• Buildings Contents
• General Liability
• Pastoral Spiritual Counseling
• Sexual Abuse
• Non-Owned/Hired Auto
• Volunteers as Insureds
• Medical Coverage for Accidents
• Theft

GuideOne is the endorsed carrier for BBFI
Church Insurance. GuideOne has donated over
90,000 to the Scholarship Program since the
Programs inception.
Call Mel Himes Jr 1-800-329-3031
4
Bus - Van Insurance

• ANY Size Bus
• 7 or 12 Passenger Vans (NO 15
  Passenger Vans)
• Drivers With CLEAN Driving Records

Transportation Policy available from Mel Himes
Associates Insurance Agency, inc at NO COST!
Call Mel Himes Jr 1-800-329-3031
5
Workers Compensation

• EVERY Church Eligible
• Necessary Coverage
• Low Rates
• Covers Work Related Injuries
• Medical
• Disability
• Life Insurance

Your Church is responsible for Employee Work
Related Injuries including the Pastor. Be sure
your Church provides this vital and important
coverage for ALL employees.
Call Mel Himes Jr 1-800-329-3031
6
Child Care School Programs

• Student Accident
• Teacher Professional Liability
• Sexual Abuse
• Corporal Punishment
• Employee Benefits Liability
• Employer Liability Liability
• Volunteer Coverage
• Non-Owned/Hired Auto

Call Mel Himes Jr 1-800-329-3031
7
Life Insurance

• Term at LOW Rates
• Variable Life
• Whole Life
• Universal Life
• Mortgage Protection
• Key Man Coverage
• Group Plans for Your Church

YOU are a key person in your church ministry.
Your church should provide KEY MAN Life
Insurance for its Pastor.
Call Mel Himes Jr 1-800-329-3031
8
Medicare Plans

• Seniors NEED this Coverage
• Choice of Plans
• Choice of Coverage
• A Rated Carriers
• LOWEST Premiums

Call Mel Himes Jr 1-800-329-3031
9
AFLAC Programs

• Accident Plans
• Sickness Plans
• Cancer Plans
• Disability Plans
• LOW Cost

Call Mel Himes Jr 1-800-329-3031
10
Accident Plans

• Pays ABOVE your Health Insurance Plan
• Pays Directly to YOU
• Helps offset non-covered Expenses or Costs
• LOW Premiums

Individual rates for Florida Individual -
16.00 Husband/Wife - 21.30 Family -
29.50 Rates vary from state to state
Call Mel Himes Jr 1-800-329-3031
11
Sickness Plans
Individual rates for Florida 18-39 27.90 40-49
29.50 50-59 35.90 60-67 49.90 Rates vary
from state to state

• Pays ABOVE Your Health Insurance Plan
• Pays Directly to YOU
• Helps offset non-covered Expenses or Costs
• LOW Premiums

Call Mel Himes Jr 1-800-329-3031
12
Long Term Care Plans
Individual rates for Florida 45-49
12.92 50-54 18.00 55-59 26.77 60-62
33.23 Rates vary from state to state

• Grow Old With Dignity
• Do not be a BURDEN
• Choice of Plans
• Choice of Benefits

Call Mel Himes Jr 1-800-329-3031
13
Cancer Plans
Individual rates for Florida 18-49
25.90 50-59 39.20 60-64 50.40 Rates vary
from state to state

• Health Plans do NOT Cover All Your Cancer Related
  Expenses
• Travel
• Medication
• Chemo
• Therapy
• Much More

Call Mel Himes Jr 1-800-329-3031
14
Disability Plans
Individual rates for Florida as low as 18-49
43.00 50-64 57.00 For 1,000 per month, No
Waiting Period for Accident 7 Days for Sickness
for 12 Month Benefit

• Individual Plans
• Group Plans
• From 2 Year to age 65 Plans
• Choice of Waiting Periods
• Level Amount
• Percentage of Income

Call Mel Himes Jr 1-800-329-3031
15
Dental Plans

• Individual Plans
• Group Plans
• Discount Plans
• Provider Plans

American Dental Care Entrée Principal Aetna United
Health Care
Call Mel Himes Jr 1-800-329-3031
16
Retirement Annuity
Invest 100 per month for 30 years and have
GUARANTEED FUNDS of 94,264 at 4.0 Interest. You
cannot lose you invest 36,000 and have
94,264. What if Interest Rates go UP? That means
MORE

• Social Security is NOT Enough
• As little as 25 per Month
• Guaranteed Interest Rates
• Interest Rates Do NOT Fluctuate like the Stock
  Market
• Rollover YOUR Current Mutual Funds or Stock
  Market Funds
• GREAT PAY OUT PLANS

Call Mel Himes Jr 1-800-329-3031
17
Auto Insurance

• Rates Going Up?
• Company Canceling?
• Let Us Help
• FREE Insurance Check-Up On-Line Forms

www.melhimesinsurance.com
Call Mel Himes Jr 1-800-329-3031
18
Home Insurance

• Are you insured to Value?
• Contents Covered Properly?
• Most people are not
• FREE Insurance Check-Up On- Line Forms

www.melhimesinsurance.com
Call Mel Himes Jr 1-800-329-3031
19
Boat Insurance

• From Bass Boats to House Boats
• Programs for ALL Situations
• GREAT Rates
• FREE Insurance Check-Up On-Line Forms

www.melhimesinsurance.com
Call Mel Himes Jr 1-800-329-3031
20
Pre-Paid Legal

• Ever Need Legal Advise?
• It is EXPENSIVE
• UNLESS you have Pre-Paid Legal
• As little as 25 per month
• Individual or Family Plans
• Business or Church Plans

Call Mel Himes Jr 1-800-329-3031
21
Prescription Plans
NEW CANADA RX Buy Your RXS from Canada
Pharmacies and SAVE . You can order over the
internet for FREE! Shipped to YOUR Home 90 Day
Supplies save you

• Discount Programs
• RX Drug Cards
• LOW Cost
• On-Line Forms

www.melhimesinsurance.com
Call Mel Himes Jr 1-800-329-3031
22
WHY BBFI Plans

• Rated Carriers
• Trusted Agency Endorsed by BBFI Group Benefits
  Committee
• Serving BBFI since 1992
• Supports BBFI Scholarship Fund

Call Mel Himes Jr 1-800-329-3031
23
Contact Mel Himes Associates Insurance Agency,
inc 1-800-329-3031