Health Insurance Quiz for Kentucky

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Insurance Quiz for Kentucky
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1 Traditionally, requires consumers to use
doctors who participate in the insurers network
for non-emergency care.
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Answer to 1 HMO
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2 Requires consumers to pay a significant
amount up front for health care before coverage
kicks in, and can be paired with a health savings
account.
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Answer to 2High-Deductible Plan

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3Health coverage with sharp limits on payouts.
The consumer is required to pick up the rest of
the bills.
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Answer to 3 Limited-benefit plan
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4Pays benefits if a consumer is injured or
becomes sick and is no longer able to work.
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Answer to 4Disability Plan
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5Covers care for pro-longed illnesses,
disabilities or cognitive impairment, typically
through nursing homes, at-home care or other
options.
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Answer to 5Long-term care insurance
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6 Allows consumers to choose their doctors,
but often requires them to pay more if they go
out of the insurers network.
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Answer to 6PPO
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