Identity Theft

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Identity Theft

• By Anna, Dannika, Michael

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What is Identity Theft?

• Identity Theft is when someone uses your personal
  information without your permission
• Identity Theft isnt just your Social Security
  number, it can be your mail, or credit card,
  listening to your telephone calls getting your
  credit card number
• Some may use Identity Theft to enable illegal
  immigration, terrorism, espionage, or changing
  identity permanently
• Fastest growing offence in the parts of the world
  today.

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How to Minimize Identity Theft

• Request credit reports from all credit bureaus.
• Check for unauthorized charges and fraudulent
  accounts.
• If any unauthorized accounts or accounts that
  have been messed with close them immediately.
• File a report with your police department of
  where it occurred, get a copy of police report,
  and show it to your credit card companies or
  other companies to show that you have been
  victimized.
• If you believe you are a suspect of identity
  theft, contact your credit bureaus fraud
  department and ask them to put a fraud alert on
  your account and watch if someone opens
  fraudulent accounts in your name.

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To Prevent Identity Theft

• To reduce identity theft do not carry extra
  credit cards, your Social Security Card, birth
  certificate or passport.
• Have your name removed from marketing list, and
  have your name and address removed from the phone
  book and other directories.
• Install a locked mailbox at your residence to
  prevent mail theft.
• When you order checks instead of having them sent
  to your house go to the bank and pick them up.
• When paying bills do not leave the envelopes with
  your checks inside at your mailbox for the postal
  carrier to pick up .

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What Every Scam Artist Wants

• Social Security Number
• Credit Card Numbers
• Bank Account Numbers
• Mailing Address
• Drivers License Number
• Age
• Home Address and Phone Number
• Health Insurance Information

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Statistics

• One in four U.S. households has been a victim of
  identity theft in the past five years.
• In the last year 10 million people were
  victimized.
• 25 of all victims said their personal
  information, such as credit cards, checkbooks and
  Social Security cards have been stolen or lost.

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2003 Statistics

• 9.9 million victims
• Average loss to businesses per victim 4,800
• Loss to businesses 47.6 billion.
• 500 average out-of-pocket loss for victims.
• Total loss to victims 5 billion
• 30 hours spent per victim resolving the problem
• 297 million hours spent resolving problem

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