Building the Kingdom.

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Building the Kingdom. Transforming Lives. One
Investment at a Time.
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ADFs Mission
To exalt Christ as a supporting ministry of The
Christian and Missionary Alliance by
providing funding for churches and other real
estate projects through Kingdom investments from
Alliance family members and friends, as well as
related services.
3
The CMA and ADF

• ADFs commitment is to help The Christian and
  Missionary Alliance realize its God-given vision
  and complete its missionLiving the Call
  Together!
• ADF has providing more than 2,000 loans to help
  CMA churches build, buy, renovate, or expand
  ministry facilities.

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What is ADF?

• How are ADF investments different? When you
  invest in ADF, you build a CMA church. More than
  that, you are impacting lives!
• Who is ADF? Stewards and compassionate Christian
  partnerswe pray for you, churches, and
  investors.
• ADF is Financial Careproviding a stable income
  in an unstable environment.

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ADF Investments

• A huge circle of believers supporting each other
• (missionaries, pastors, retirees, churches,
  districts, Alliance family members and friends)
• Supercharged StewardshipFunds you cant give,
  but still use in building Gods Kingdom!
• Offers a variety of products
• (investment certificates, regular savings, IRAs,
  and educational savings accountsall at no-fee!).
• ADF investments can be the fixed income portion
  of any portfolio or savings plan.

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ADF Investments (continued)

• Safety
• ? ADF offers a diverse portfolio of first
  mortgage loans
• throughout the United States.
• ? A portion of every invested dollar placed in a
  reserve for
• potential withdrawals.
• ADF complies with securities registration
  requirements in all 50 states, District of
  Columbia, and Puerto Rico.

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Interest Rates

• Find rates on the ADF web site at
• www.adf-inc.com
• (offering circular applications are
  available to download).
• 24-Hour Banking at 1-877-797-3078

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ADF Investments

• ADF can be a component of any
• investment portfolio or savings
• program.
• ADF is considered fixed
• income and more importantly, the
• Kingdom building part of a
• portfolio.
• Savings programs or emergency
• cash are available.

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Investment Products
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Investment Certificates

• Six-month to five-year terms
• Semiannual Compounding
• Minimum to invest is 500, 5,000 for monthly
  initial payments
• Revocable Gift-Over provision to help churches or
  other Alliance ministries
• Paperless Book Entry systemreceipts and
  semiannual statements provided

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Shell Point Agreement

• Supplements Founders Gift for entrance to Shell
  Point in Fort Myers, Florida, or Alliance
  Community for Retirement Living in Deland,
  Florida
• Minimum of 500/Maximum of 1,500 is eligible for
  matching by Shell Point

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Individual Retirement Account (IRA) and Education
Savings (ESA)

• No-Fee IRA, both Roth and Traditional
• No-Fee Education Savings Account (ESA)formerly
  the Education IRA.

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403(b) Retirement

• Offered exclusively through the Alliance
  Retirement Plan as a fixed-income option

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ADFOnline

• FREE online enrollment with confirmation of login
  instructions is available.
• Balance information and transfer capability
• Activity updated/posted daily after nightly
  processing
• E-Statements and Dual Authentication/ Passwords

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Investment Representatives
Maxine Jackson Investor Relations Coordinator
Rob Pease Vice President for Operations
Zach Gray Investment Services Manager
Janet Curtiss Investment Services Rep
April Anderson Investment Services Rep
Betsy Nuismer Investment Services Teller
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ADFs Unique Focus

• Unlike other financial institutions, we
  understand churches and have the same heart while
  following sound financial principles.
• We believe ADF must be a responsible lender and a
  church needs to be a responsible borrower.
• ADF provides the lowest rate for new churches
  (opposite of other lenders).
• We believe faith and prayer are essential to
  building the Kingdom of God.

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Lending Representatives
David Graf Vice President for Church Service
Paul Mottram Lending Manager
Debbi Meyer Lending Coordinator
Troy McLaughlin Underwriting Analyst
Catherine Reyes Assistant to Church Service
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ADF Contact Information

• Toll-Free 888-878-3060
• Telephone Banking 877-797-3081
• Direct 719-268-2250
• Fax [phone]
• E-mail adf_at_adf-inc.com
• Website www.adf-inc.com
• Mailing Address
• P.O. Box 63419
• Colorado Springs, CO 80962