Title: Best Individual Dental Plans
1Best Individual Dental Plans
- The cost of individual dental plans has gone out
of site the past few years. Traditional dental
insurance, then many people use to be able to get
through their employers group plans, has now
become unavailable because their employers can
simply no longer afford it. - So what options do you have now? Let's take a
look.
2- If you're going to purchase some type of private
dental plan then you need to take a good look at
what is available first, and don't instantly jump
to the conclusion that dental insurance is going
to be your best option.
3Main Disadvantage of Dental Insurance
- The main disadvantage of dental insurance for
individuals is that it does not cover
pre-existing conditions, for anything worthwhile
the monthly premiums are high and if you need to
see a dentist right now for emergency coverage,
you're out of luck.
4- Think about this for a moment. If you buy auto
insurance, what is the first thing that they do
after filling out the paperwork? They walk
outside and walk around your vehicle with a
clipboard checking off all of the existing Dents
and dings that are on your vehicle. Why they do
this? Because they don't want to pay for
anything that was already there before you got
your coverage. - Dental insurance is no different.
5- The first thing that will happen after you
purchase dental insurance is you'll visit a
dentist and you'll find out exactly what is wrong
and he will exclude all pre-existing conditions
by making a record of them at the time of your
initial visit. - These waiting periods can be as long as 12 months
and in the meantime if you are in pain or need
immediate dental care for any reason, you'll be
forced to pay out-of-pocket.
6- Dental insurance is good for preventive
maintenance only, things like cleanings, fluoride
treatments, x-rays, etc.. The idea is to prevent
any major problem from occurring.
7- Your best option is a dental discount plan. These
plans have low fees to become a member. As a
matter of fact, you can get an individual dental
plan for as low as 79.95 per year. You can be
seen within one to three business days for any
pre-existing conditions. - You can save anywhere from 10 to 60 by using
these individual dental plans. The only
stipulation is that you must pay for your
discounted service at the time of your visit.
8- There is no financing or payment arrangements
available. If you are in need of immediate dental
care I highly recommend that you look into
individual dental plans to dental discount plan
providers.
9- Save Between 10 And 60 On Most Types Of Dental
Care... - Big Savings On Dentures, Braces, Crowns,
Fillings, Cleanings More... - Pre-Existing Conditions Are NO Problem!
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- www.BestDentalDiscountPlans.com