Family Dental Insurance

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Family Dental Insurance

• Have you been considering a family dental
  insurance plan? If so, then you need to read the
  following article.
• We've done a direct comparison between dental
  insurance plans and dental discount plans and the
  results between the two, good and bad, are below.
  This should allow you to make an informed
  decision before you make a purchase. Read on.

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Dental Insurance

• We'll begin with family dental insurance. Dental
  insurance is still a decent deal if you can get
  it through a group plan, possibly through your
  employer.
• Most companies that offer dental coverage get a
  very reasonable group rate and pass it on to the
  employees at price that they can usually afford,
  although they normally have to pay additional for
  their entire family to be covered.

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Dental Insurance Cont

• Initially, dental insurance plans won't cover
  pre-existing conditions. This means that if you
  or one of your family members has a cavity, that
  is obviously not new, then you would have to pay
  for that filling procedure out of your own
  pocket.
• You will normally have a waiting period for a
  minimum of six months to one year before the plan
  really "kicks in" and provides adequate coverage
  for yourself and your family.

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Dental Insurance Cont

• Most dental insurance will cover a good portion
  of your regular check ups though. This is
  preventive coverage and it makes sense for them
  to pay for a small amount now to make certain
  that everything is alright, rather than letting a
  problem go and paying a much larger amount later.

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Dental Discount Plans Explained

• Dental discount plans are exactly that, a
  discount plan. They first became popular a little
  over ten tears ago and, for some individuals and
  families, have been a godsend because they are
  unable to afford traditional dental insurance
  premiums, especially when they would have such a
  long waiting period before they could have their
  pre-existing condition repaired.

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How Dental Discount Plan Works

• This is how a dental discount plan works. You pay
  a small fee to have either yourself or your
  entire family enrolled in the plan.
• After joining you'll be sent paperwork with all
  of the discounted rates that you will have to pay
  for each procedure performed and also a list of
  all participating dentists in their network that
  practice in your area.

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• The way that this works is you simply set up an
  appointment with the dentist and then pay them
  the discounted fee after the procedure has been
  performed. That's it.
• They get paid their discounted rate cash on the
  barrel head and you get a substantial savings on
  your dental work by simply becoming a member of
  the discount dental plan and by paying cash at
  the time of your visit. Pre-existing conditions
  are fine, there are no age limits or exclusions
  and there is no billing done.

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• The choice is really up to you. Do you believe
  that family dental insurance is your best option
  or would a dental discount plan be your best
  option?

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• Save Between 10 And 60 On Most Types Of Dental
  Care...
• Big Savings On Dentures, Braces, Crowns,
  Fillings, Cleanings More...
• Pre-Existing Conditions Are NO Problem!
• FREE Prescription Discount Card With Enrollment!
• Get Your FREE Coupon Code TODAY By Visiting...
• www.CheapDentalWork.org