Orthodontic Dental Insurance For When The Kids Are Growing

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Title: Orthodontic Dental Insurance For When The Kids Are Growing

1
Orthodontic Dental Insurance For When The Kids
Are Growing

Orthodontic dental insurance is one of the most
misunderstood types of coverage available to
consumers. There are many false assumptions where
getting orthodontic care and how much it covers
is concerned.
Most visits to an orthodontist are very
expensive, but a necessary part of life when your
kids are growing up. Let's take a look at a few
facts of what you'll face before you buy a policy.

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1. Standard dental insurance does NOT include
orthodontic coverage

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2. As with all other types of policies, it does
not cover any condition that is considered to be
"pre-existing".

This means that if you already have a problem
BEFORE you buy the insurance, you will not be
covered right away. You'll have to go through a
mandatory waiting period of 12 months and then
you may be eligible for at least partial coverage.

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3. Most standard Orthodontic plans only provide
a maximum of 50 coverage.

This means that if your child needs braces that
cost 4,000, you'll have to pay 2,000 yourself,
or half.

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4. Like other insurance policies, Orthodontic
insurance policies have an annual limit on how
much they'll pay.

This will be different for individual and family
policies, with a family policy offering a bit
higher annual coverage.