How to Find A Low Cost Dental Insurance Alternative

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How to Find A Low Cost Dental Insurance
Alternative

• It can seem like a difficult balance to find
  dental coverage that you can afford that offers
  you the care you need.
• It seems that either the cost is too high or that
  the coverage isnt adequate enough. It can be
  both very confusing AND expensive for most
  consumers.

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• There are also some other issues that you might
  not be aware of when it comes to dental
  insurance. First of all, if you already have a
  problem, you will find that dental insurance
  wont cover it.
• This is because an insurance policy does not
  cover things that are considered to be
  "pre-existing". Most insurance companies require
  a waiting period of 12 months or more before
  they'll provide coverage on an existing condition.

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• Second, dental insurance doesnt cover all dental
  services. Things like orthodontic care arent
  covered at all.
• So, when you add up the cost you're facing, you
  may have no choice but to just forget about
  dental insurance altogether. However, this could
  lead to serious dental problems.

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• Fortunately, there is a better way. Instead of
  trying to muddle through the dental insurance
  premiums and coverage limits, you can check into
  what's called a "discount dental plan".

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• Discount dental plans are not dental insurance.
  They simply provide substantial discounts on the
  same services that dental insurance carriers do.
• They also offer discounts on some of the services
  that dental insurance doesnt, such as
  orthodontic braces and, in some cases, cosmetic
  dentistry.

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• The cost is much less than the cost of dental
  insurance and you still receive great discounts
  on the services that you need. Also with no
  waiting periods, you can get the work you need as
  soon as your plan activates.

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