Title: Important Registration and Billing Information
1Important Registration and BillingInformation
- Schneider Regional Medical Center
- 9048 Sugar Estate
- St. Thomas, VI 00802
- www.srmedicalcenter.org
2Welcome to Schneider Regional Medical Center
Patient Financial Services
- A hospital visit can often be a confusing time.
Knowing what to expect can really put your mind
at ease. Thats why weve made it one of our top
priorities to keep you informed about our
processes, including our billing procedures. - We understand that a Hospital Stay or Outpatient
testing can be a time of concern and anxiety for
you and your family. Please take this opportunity
to review some of the processes that you may
encounter. - You may be asked to sign in at the reception
desk. Due to clinical necessity there may be
times when patients are registered out of order.
We will assist you with the same urgency as soon
as possible. - You are responsible for your own valuables and
personal items while you are in the hospital.
Therefore we ask that other than sufficient funds
to meet your co-payment/deposit requirements, you
leave your valuables at home. - We will collect and file your insurance for you.
Following your visit or stay you will receive
monthly bills telling you the status of your
claim. These bills will show what has been
billed to insurance and will not have a patient
balance due on them. We encourage payment of
co-insurance and deductibles up front or you may
pay them at any time following your time here.
3- Insurance
- Your co-pay, deductible and/or co-insurance are
due at the time of service. Payments can be made
by cash, debit cards, personal check, travelers
check, EFT (Electronic Funds Transfer) or by
credit card (Visa, MasterCard and American
Express). - If we do not have the exact amount due at time of
service, we will require a deposit. The deposit
may vary, depending on the particular type of
service. - Medicare patients should be prepared to pay their
inpatient deductible at the time of admission. - Medicare patients, we are required by Medicare
to check the diagnosis information that your
ordering physician has provided with the specific
test or procedure he/she has ordered when you are
scheduled for Outpatient services. In some cases,
Medicare will not pay for a service because they
feel that the diagnosis does not support the need
for the test or service requested by your
physician. - Please have your insurance card (s) and proof of
identification readily available.
4- Self-Pay Patients with no insurance agree to pay
estimated charges prior to treatment. Because we
realize that health care is expensive, self-pay
patients are given an automatic 40 discount at
the time of billing. To obtain the estimated cost
of your service, please contact Patient Financial
Service. Any additional charges incurred during
the visit are the patients responsibility. If
you are a Self-Pay patient, all payments are
expected at the time of registration. If you are
unable to pay, we will require a substantial
deposit towards your care. The amount of that
deposit will be directly proportional to the
class of service you are scheduled to receive. - Financial Assistance Programs (Federal, State and
Local) are available). Patients or immediate
family members should contact a Financial
Counselor for assistance. - Pre-Certification Your insurance coverage is a
contract between you and your insurance company.
Benefits will vary depending upon the type of
insurance policy you carry. - If your insurance requires pre-certification or
an authorization, we will attempt to obtain them
for you before your service (s), however,
remember it is your responsibility to notify your
insurance company of services that require
pre-authorization or pre-certification. - If we have not been able to obtain authorization,
we may need to cancel or reschedule your service
(s). - Pre-Registration We can pre-register any visit
arranged in advance by a physician. Through
advance registration, all of the required
information about you is gathered and placed in
our files pending your visit. Your service
representative will discuss financial
requirements with you at that time. - If your Physician schedules your service in
advance, we will attempt to contact you to update
your demographic information before you arrive. - Your co-payment, deductible and co-insurance are
due at the time we are pre-registering you.
Payment may be made by cash, check, or credit
card. - If you would like to schedule any service (s) in
the future and would like to contact us to
pre-register, please call 340-776-8311 and
request Registration Services. Contact us at
least (3) days prior to your service. - Registration We offer services without regard to
religion, race, sex, age, national origin, or
handicap. Your Service Representative will help
you complete the appropriate paperwork required
for your hospital visit. - Registration will consist of the following
- A Confirmation of your demographic information
- Verification that pre-certification has been
obtained - Collection of payments that are due
- Order for the test (s) requested by your
Physician.
5- Hospital Billing Guide We are providing this
guide to inform you of what you can expect
regarding hospital charges for services provided
to you today, if you have insurance. - Your hospitalization coverage is a contract
between you and your commercial insurance
company. You are responsible for your hospital
account. - We will bill your insurance on your behalf as a
courtesy. Your coverage is a contract between you
and your insurance company. During the process of
filing your claim, you will receive a variety of
letters to keep you informed of the status of
your account. - Please be advised that you may obtain
informational statements until your insurance
company correctly pays your claim. You may want
to call your insurance company to see what is
causing the delay. In many instances, the
insurance company is waiting for information from
you or the subscriber. - After receiving the insurance payment, you will
receive an Explanation of Benefits from your
insurance company telling you how the claim was
processed and informing you of your financial
responsibility (co-pays, deductibles, and/or
co-insurance). - At the time the bill is sent you your insurance
company, you will receive an itemized statement
from the hospital which will reflects your
hospital care, and all the supplies and services
ordered by your physician. If you need an
insurance billing form for billing other
insurance, we can provide you with a copy if you
contact Patient Financial Services. However, your
Hospital Bill must first be paid in full. - Physician Billing You should expect to receive a
separate bill from the Physicians that may
assist in caring for you. - During the course of your stay, your physician
may request consultations and/or services of
hospital-based physicians including but not
limited to, emergency physicians, radiologists,
pathologists, and anesthesiologists. - The physicians associated with this hospital may
be independent, private practicing physicians,
and may be individually contracted with an
insurance company. Contact your insurance company
to verify that both the Hospital and the
Physician are contracted with your Insurance
Provider Network. You should expect to receive a
separate bill from your Physician (s) listed
below, if applicable - Emergency Physicians Will be billed via our
billing system for any services you may have
received while in the Emergency Department. - Radiologists Will bill you for reading any
X-rays that were taken while at the hospital. - Pathologists Will bill you for any laboratory
and pathology test (s) they have read while you
were at the hospital. - Anesthesiologists will bill you for services
received during any surgical procedures you may
have undergone while at the hospital.
6Consent for Admission to Hospital, Medical
Treatment, Release of Records and Responsibility
- Name_____________________________________________
Date___________________ Time__________________
___ - 1. I/We the undersigned, knowing that _________
is suffering from a condition requiring diagnosis
and medical or surgical treatment hereby
voluntarily consent to such diagnostic procedures
and hospital care by or under the supervision of
Dr. ______. - I/We are aware that the practice of medicine or
surgery is not an exact science and I/We
acknowledge that no guarantees or assurances have
been made to me/us with regard to the results
that may be obtained from treatments or
examinations in the hospital. - I/We acknowledge that the Schneider Regional
Medical Center does not assume responsibility for
loss or damage to personal property kept in the
patients room. I/We further acknowledge that
while the safe is available for the keeping of
money and valuables of the patient, the Schneider
Regional Medical Center assumes no responsibility
for any possessions deposited therein. - I/We consent to allow students from formal
education programs for health care professions to
participate in my/the patients care, under the
supervision of appropriately licensed an/or
credentialed members of such disciplines. - I/We acknowledge that I/We have received a
written document regarding my/the patients
rights under Virgin Islands law to make decisions
about my/the patients medical care, and
specifically about advance directives, (i.e.
living wills, etc.) NOTE Included in this
document is information about the Schneider
Regional Medical Centers policies as regards
advance directives. - I/We consent to the release of information to
friends, relatives and others who may inquire,
information to be released includes patients
name, admission or discharge, medical condition
in general terms, hospital room and hospital
phone number. - If applicable, I/We authorize the Schneider
Regional Medical Centers pathologist to use his
discretion in the disposal of any specimen or
tissue obtained from the patient during the
course of diagnosis or treatment. - If applicable, I/We consent to the administration
of such anesthetics as are necessary and applied
by or under the direction of the medical
anesthesia department. Note exceptions, if
any____________________. - I/We understand that some insurance companies
require authorization for inpatient admissions or
specific procedures, and that maximum
reimbursement may not be received if
authorization is required and I/We do not have
it, I/We assume the responsibility of obtaining
such authorization if necessary and understand
that Schneider Regional Medical Center cannot
obtain such authorization for me/us. - I/We authorize Schneider Regional Medical Center
and/or any doctor involved with my/the patients
care including those performing diagnostic
radiology (x-ray) services, anesthesiology
services, pathology services, emergency services,
or other similar specialty services to release
any information from my/the patients medical
record as requested by the patients insurance
company for payment of the hospitals or
physicians accounts. - I/We assign all insurance benefits due to or
received by me/us to Schneider Regional Medical
Center, and/or the doctors involved with my/the
patients care including those performing
Radiology, Anesthesiology, Pathology or Emergency
Services or other similar specialty services as
total or partial payment for services provided.
I/We understand that this assignment may not
constitute full payment of my/the patients bill,
and does not relieve me/us from liability for the
unpaid balance. If insurance benefits to which
I/the patient (s) are entitled are paid directly
to me/us, such benefits will upon be immediately
delivered to Schneider Regional Medical Center
(or the appropriate physician) by me/us until the
full amount of all charges incurred are paid in
full. - I/We agree to pay directly to Schneider Regional
Medical Center and/or such doctors the charges
incurred for services rendered/received, at their
established rates. I/We will pay all attorneys
fees and court costs incurred by Schneider
Regional Medical Center or such doctors in
collecting any unpaid balances for services I/the
patient received. - DO NOT SIGN THIS FORM UNTIL YOU HAVE READ IT AND
UNDERSTAND ITS CONTENTS - __________________________________ _______________
____________________________ - (WITNESS) (SIGNATURE OF PATIENT)
7Medicare Information for our Patients
- Medicare fraud steals millions of dollars every
year from the Medicare program. Beneficiaries pay
for it with higher premiums. Fraud occurs when
someone knowingly deceives or misrepresents
themselves in a way that could result in
unauthorized payments being made. Fraud schemes
may be carried out by individuals, institutions,
or groups of individuals. - Medicare fraud includes, but is not limited to
- Billing for more expensive services at a higher
service fee than was actually provided. - Falsifying certificates of medical necessity,
plans of treatment, and medical records to
justify payment. - Billing for services not furnished.
- Soliciting, offering, or receiving a kickback.
- Billing separately for services that should be
included in a single service fee. - Misrepresenting the diagnosis to justify payment.
- Medicare is improving its capability to crack
down on those who take advantage of this program.
We are using four methods to fight fraud and
abuse prevention, early detection, coordination
with other government agencies, and prosecution
of wrongdoers. - We need your help to stop Medicare fraud and
abuse. You can help protect Medicare and yourself
by reporting all suspected instances of fraud and
abuse. When you receive payment notices from
Medicare, review them for errors. Make sure
Medicare did not pay for services, medical
supplies, and/or equipment that you did not
receive. - Reporting Medicare Fraud and Abuse
- If you have a questionable charge on your bill,
call the provider, your Fiscal Intermediary (for
Part A bills) or your Medicare carrier (for Part
B bills). If you believe that a health care
provider may be cheating or abusing the Medicare
program, call the Medicare carrier or
intermediary that sent you the payment notice.
Their name, address, and telephone number appear
on the payment notice. After you call the
Medicare carrier or Fiscal Intermediary, you may
also call the Inspector Generals hotline at
1-800-HHS-TIPS (1-800-447-8477), or TTY for
hearing and speech impaired 1-800-377-4950. - From publication No. HCFA 10111
8To Our PatientsIn accordance with the
Admissions/Registration Policies and Procedures
of the Schneider Regional Medical Center, it is
our obligation to inform you and your family
members of the following policies involving
- Patients Rights and Responsibilities
- Patient Advocacy Information
- Copy received Patient or Legal Guardian__________
_______________ Date______________ - Admitted by _____________________________________
___________ Date______________
9Patient Rights Responsibilities
The Schneider Regional Medical Center DBA Roy
Lester Schneider Hospital, Myrah Keating Smith
Community Health Center and Charlotte Kimmelman
Cancer Institute are dedicated to serving the
whole patient regardless of race, creed, social
or economic status, believing that the rights and
dignity of every patient must be protected and
promoted with care. The hospital and health
center endeavor to protect the patients rights
to privacy and keep patient records and
communications confidential, in accordance with
professional ethics and the law. The Schneider
Regional Medical Center organizations are
committed to safeguarding the right of each
patient to information about and participation in
decisions regarding medical care, and to
promoting respect and dignity for all
individuals. In the case of a minor, the
following rights and responsibilities are
afforded the patients parent or guardian.
- You Have the Right To
- Considerate and respectful care, which optimizes
your comfort and dignity throughout your
treatment. - Access to treatment regardless of gender, age,
disability, ethnicity, religion, or source of
payment. This includes the right to supportive
social and pastoral services that respect your
personal value and belief system. - Expect that every attempt will be made to provide
an interpreter, if your spoken language is not
English, or if you are deaf or hearing impaired. - Receive aggressive, timely and appropriate pain
management when indicated. - Participate in the consideration of ethical
issues that arise in the course of your care. - Personal privacy and confidentiality. Be free
from all forms of abuse or harassment, including
the right to access protective services, if
needed. - Receive information about, and an explanation of,
your hospital bill. - Request a copy of your completed medical record
and obtain the copy within a reasonable
timeframe. - To know if this hospital/health center has
relationships with outside parties that may
influence your treatment and care. These
relationships may be with educational
institutions, other health care providers, or
insurers.
- Act in partnership with your health care
providers to make decisions regarding your care. - Advance Directives you have the right to
formulate an Advance Directive or to appoint a
surrogate to make health care decisions on your
behalf. - Informed consent, including the right to have
treatment options explained so that you
understand the benefits, risks, and treatment
choices. - Refuse treatment to the extent permitted by
ethics and law, and to be informed of the medical
consequences of your action. - To obtain pertinent information information as to
any relationship of this hospital/health center
and other health care institutions which may
affect your care. - It Is Your Responsibility To
- Be Part of Your Care
- Be as accurate and complete as possible when
providing medical history and treatment
information. - Inform your health care provider if you have any
questions regarding care and treatment. - Partner with the health care providers to develop
an appropriate plan of care.
- Be treated by skilled, compassionate, caring
physicians, nurses, and hospital staff. - Know the names and roles of the providers caring
for you. - Be well informed about your illness, possible
treatments, likely and unanticipated outcomes,
and to discuss this information with your
healthcare provider. - Be advised if the hospital/health center proposes
to engage in research projects affecting your
care or treatment, and the right to refuse to
participate in such studies without compromising
the quality of care you receive. - Receive a high standard of patient care and
safety while in the hospital setting. The
hospital/health center, your doctor, and health
care professionals will protect your safety and
security as much as possible. - Be free from chemical or physical restraint
except as authorized by a physician or in an
emergency when necessary to protect you or others
from injury. - Receive appropriate discharge teaching and
instruction for self-care, including awareness of
community resources available to provide
supportive care.
- Participate in the designated plan of care.
- Notify your health care providers if the
designated plan of care cannot be followed. - Provide a copy of your Advance Directive" to the
hospital/health center. - Notify your health care providers or the Patient
Representative at x2302/Administrator MKSCHC
693-8900 if you are not satisfied with the care
you received. - Respect and Consider the Rights of Others
- Be considerate of the rights of other patients
and their families. - Be considerate of the physicians and
hospital/health center personnel. - Provide the hospital/health center with accurate
and timely information concerning the sources of
payment and ability to meet financial obligations
associated with care. - Ensuring a Safe Hospital Stay
- The single most important way you, as a patient,
can help to prevent errors is to be an active
member of your health care team. Speak up! if you
have any questions or concerns.
- Discuss your concerns with your nurse, physician,
or if you have a commendation or complaint about
the quality of your care, you may call the
Hospital Operator to page the Patient
Representative or after hours, page the Nursing
Supervisor. At Myrah Keating, Contact the
Administrator.
10Patient Relations
- The Patient Relations Department at Schneider
Regional Medical Center is here to serve as the
Patients Advocate. Our mission is to address
questions or concerns you or your family members
may have about care, hospital policies and
procedures, or the quality of hospital services.
Patient Relations representatives are also happy
to receive compliments, suggestions, and other
recommendations that might improve the services
provided by this facility. - Compliments if you would like to thank a special
staff member or volunteer who made your hospital
stay especially comfortable, Patient Relations
can assist you. Our team members are energized by
receiving suggestions or recommendations for
future improvements. A word of thanks from the
patients we care for helps to lift our spirits
and morale! We encourage you to send cards,
emails, or any other correspondence about the
service you may have received. - Grievances and Concerns If you have a complaint,
you may register it verbally or in writing with a
representative. Your particular concern will be
investigated and a resolution will be provided as
soon as possible. - As a Medicare patient, you also have the right to
have your grievance regarding quality of care or
premature discharge referred to and independently
reviewed by the Virgin Islands Medical Institute
Peer Review Organization (VIMI PRO). If you would
prefer to contact the VIMI PRO directly, you may
do so at 340.712.2400 or 712.2449. An independent
review of your case will be conducted. This
procedure can be initiated at your request, via
Patient Relations and the Office of the Medical
Director. - If you have a complaint regarding a HIPAA privacy
violation, you may direct it to The Director of
Privacy, Compliance and Health Information
Management, Ms. Patricia Lake-Blyden, RHIA at - Extension 2253
- 9048 Sugar Estate
- St. Thomas, VI 00802
- In the even that you or your family would like to
file your grievance outside of the Hospitals
internal grievance process, you may forward your
written grievance to - Commissioner of Health, or Designee
- USVI Department of Health
- 9048 Sugar Estate, 5th Floor
- St. Thomas, VI 00802
- 340.774.0117
- When sharing your compliments and concerns with
our department, please be sure to include your
name, date of stay, the unit, the nature of the
issue, the names of any individuals whom you feel
are important to the issue at hand, and how you
would like to see the matter resolved. - Our hospital also conducts Patient Satisfaction
Surveys through a nationally recognized survey
research consultant firm The Jackson
Organization. After you have completed your
service and have been discharged, you may receive
a call from the surveyors. Please feel free to
share your responses with them. They compile the
important information that you share with them,
and submit it to our Hospitals Administration so
that we can continue to improve our services and
processes. - Patient Relations Contact Information
- Christine deJongh-Lewis, MPH
11Medicare Appeals and Grievances (Complaints)
- In the Original Medicare Plan If you are
dissatisfied, you have a right to appeal any
decision concerning your Medicare covered
services in the Original Medicare Plan. You can
file an appeal if you believe Medicare did not
pay enough for services or should have paid for
health care services you received. Your appeal
rights will be detailed on the back of the
Medicare Summary Notice (MSN) or Explanation of
Medicare Benefits (EOMB) that is mailed to you. - If you believe you are being discharged too soon
from a hospital, you have a right to immediate
review by the Peer Review Organization. Peer
Review Organizations (PROs) are groups of
practicing doctors and other health care
professionals paid by the federal government to
monitor the care given to Medicare patients. They
are responsible for reviewing beneficiary
complaints about the quality of care provided by
inpatient hospitals, hospital outpatient
departments and hospital emergency rooms skilled
nursing facilities home health agencies
Medicare Managed Care Plans and ambulatory
surgical centers. You can stay in the hospital at
no charge and cannot be discharged before the PRO
makes a decision.
- In Other Medicare Health Plans You have a right
to appeal decisions concerning your Medicare
benefits in the other Medicare health plans. If
you have any concerns or problems with your plan,
you also have a right to file a grievance
(complaint). You have these rights regardless of
the type of plan in which you are enrolled. To
participate in Medicare, each health plan must
have an appeal and grievance process for its
members. See the health plans membership
materials or contact your health plan for details
about your rights and how to file a Medicare
appeal and complaint. - You may file an appeal if your health plan denies
a service or terminates or refuses to pay for
services that you believe should be covered. You
may be eligible for a fast decision (within 72
hours) if you believe that your health or ability
to function could be seriously harmed by waiting
the amount of time needed for a standard
decision. Your health plan must provide you with
written instructions on how to appeal. The first
step is to contact your plan. - After you file an appeal, the health pan reviews
its original decision to deny you coverage. Then
if your health plan does not decide in your
favor, the appeal automatically goes to an
independent reviewer that contracts with
Medicare. - If you believe you are being discharged too soon
from a hospital, you have a right to immediate
review by the Peer Review Organization (PRO) in
your State. During the immediate PRO review, you
may be able to stay in the hospital at no charge
and the hospital cannot discharge you before the
PRO reaches a decision. - From publication No. HCFA 10119
12HIPAA Notice of Privacy Practices
- Your Privacy Rights
- The following is a summary of your rights with
respect to your protected health information
(Please be aware that the Schneider Regional
Medical Center can deny your requests in certain
circumstances.) - You may request a restriction on uses and
disclosures of your health information. - You may request that our communications to you be
confidential. - You may request to inspect and copy your
protected health information ( we may charge a
fee for copying your record.) - You may request an accounting of disclosures of
your health information. - You may request an amendment of your protected
health information. - You have the right to receive a copy of the
complete Notice of Privacy Practices. - You should also know that if you have greater
protections under a specific U.S. Virgin Island
statute or regulations, those protections will
continue to apply to you. - Complaints or Additional Information
- You may file a complaint to us or to the
Secretary of Health and Human Services if you
believe that we have violated your privacy
rights. You may also request additional
information about this Notice of Privacy
Practices. - Write to
- Roy Lester Schneider Hospital
- Attention Patricia Lake-Blyden, Compliance and
Privacy Officer - 9048 Sugar Estate
- St. Thomas, VI 00802
- Other Complaint Filing Information
13HIPAA Notice of Privacy PracticesHospital/Health
Center Responsibilities
- Schneider Regional Medical Center is required by
law to maintain the privacy of your protected
health information and to give you notice of our
duties and privacy practices. This Notice
describes how we may use and disclose your
individually identifiable health information.
This Notice also describes your rights to access
and control your health information. - We must follow the terms of this Notice. We
reserve the right to change this Notice
consistent with the law. If we change this
Notice, we will post a revised Notice and will
make paper copies of the complete Notice
available upon request. The terms of this Notice
of Privacy Practices are consistent with the
federal HIPAA Privacy Regulations. Any term
not defined in this Notice have the same meaning
as it has in the HIPAA Privacy Regulations. - Uses and Disclosures of Your Protected Health
Information - We are legally permitted, without further notice
to or consent from you, to use and / or disclose
your protected health information in the
following circumstances. - For treatment, payment or healthcare operations
or to others involved in your care - To other covered entities or for public health
activities - To the Food and Drug Administration (FDA)
- For Workers Compensation or in other legal
proceedings - To Coroners, Medical Examiners, Funeral
Directors, Organ Donation Agencies - For approved research
- For disaster relief programs or health oversight
activities - To business associates
- For abuse or neglect reporting or as otherwise
required by law - Health-related benefit information
- To law enforcement personnel or for inmates of
prison facilities - Military activity and national security,
protective services - Prevention of a serious threat to health or
safety - Limited information for a facility directory and
to clergy - We are required by law to disclose health
information to the following people
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15Advance DirectivesLiving Will and Designation of
Health Care Surrogate
- As a patient, you have the right to formulate
Advance Directives and to make decisions
concerning your medical care, including the right
to accept or refuse medical/surgical treatment.
The Roy Lester Schneider Hospital is committed to
helping facilitate your expressed wishes
concerning your health care. Our hospital will
honor your directive within the limits of the law
and our mission, vision, and values. You will
receive the same medical treatment from Roy
Lester Schneider Hospital whether or not you have
signed an Advance Directive. - Advance Directives are legal documents that you
may complete to help ensure that your wishes are
carried out when you are unable to speak for
yourself. These documents indicate your choices
regarding health care decisions, including, but
not limited to, life-prolonging procedures and
the designation of someone to make health care
decisions in the event you would be unable to
make decisions for yourself. Advance Directives
are commonly known as the Living Will and
Designation of a Health Care Surrogate. - The Living Will is an Advance Directive Document
that allows you to indicate your choices
regarding the use of life-prolonging procedures.
- According to law, when two physicians certify
that you have either a terminal condition,
end-stage condition or are in a persistent
vegetative state, your Living Will can be
honored. Your may also designate a person to
make health care decisions for you if you become
mentally or physically unable to do so yourself.
This may be done by completing a Designation of
Health Care Surrogate document. It is very
important that your wishes expressed in these
documents be discussed with your physician and
family / significant other. - We would like to request that each time you come
to the hospital to be admitted as an inpatient
that you bring a copy of your most recently
completed Advance Directives. During your
admittance, as an adult inpatient, you will be
asked if you have completed an Advance Directive.
Your response will be documented in your medical
record. If you have already signed an Advance
Directive document and didnt bring it to the
hospital, you will be asked to complete another. - You may request Advance Directive forms from the
Admitting Department or designated employee, or
your nurse.
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