Farm Credit Foundations

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Why Aflac belongs in your benefits plan
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Without it, no insurance is complete.
American Family Life Assurance Company of Columbus
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A world leader in worksite servicesand employee
benefits offeredon a voluntary basis
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A company of stature
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Top ratings
AA in insurer financial strength by Standard
Poors. Aa2 (Excellent) in insurer financial
strength by Moodys Investors Service. AA in
insurer financial strength by Fitch, Inc.
Ratings refer only to the overall financial
status of AFLAC and are not recommendations of
specific policy provisions, rates, or practices.
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One of Americas Most Admired CompaniesLife and
Health Insurance Category
Fortune Magazine
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Our brand is known and respected
Your employees already know us!
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• Hundreds of thousands of U.S. payroll accounts
  turn to us
• Over 10,400 state government agencies and
  municipalities
• Over 5,300 banks/savings and loans/credit
  unions
• Over 800 colleges
• More than 1,600 hospitals
• Over 9,700 school districts
• Over 4,500 nursing homes

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Overall Statutory Benefit Ratios ()
Source A.M. Best CD-ROM
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Overall Expense Ratios ()
Source A.M. Best CD-ROM
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• Aflac provides extended benefits that allow you
  to
• Add coverage's, not costs.
• Achieve possible FICA savings and reductions in
  workers compensation costs.
• Help improve employee morale, retention, and
  productivity.
• Address more needs at the workplace.

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• Plus, youll be able to
• Contribute to your employees health through
  various wellness programs.
• Communicate the total value of company benefits.
• Receive superior enrollment, communications, and
  claims efficiencies.
• Reduce administrative involvement.

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First Occurrence 1,500 Adult, 2,250 per
covered child. Radiation and Chemotherapy Up to
200 per day. Surgery/Anesthesia 95 to 3000
for in or out of the hospital 25 for
Anesthesia. Skin Cancer 100 to 600 depending
on procedure. Reconstructive Surgery Benefit
350 to 2500 plus 25 Anesthesia.
Personal Cancer Level 1 Highlights
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NCI Evaluation Evaluation 500
Travel/Lodging 250 Transportation
(over 50 miles) 40 cents per mile or up to
1,200 round trip. Lodging Benefit Up to 50
per day (over 50 miles).
Personal Cancer Level 1 Highlights
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Stem Cell Transplant Up to 2500. Experimental
Treatment Up to 200 per day. Hospice 500 for
the first day and 50/day up to 12,000
maximum. Home Health Care 50 per day
(10/Inpatient, 30/Outpatient) Extended Care
Facility 100 per day. Ambulance Benefit
200/Ground or 1000/Air.
Personal Cancer Level 1 Highlights
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CONVENIENCEAccess to your own customized
website allowing for you and your employees to
contact your agent, request enrollment, download
claim forms, and view your available Aflac
product brochures and rates, etc. 24 hours a
day.
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Employee RequestsApplication
HRApproves/DisapprovesApplication
Agent CreatesApplication andContacts Employee
Stop!
Notify
Employee ApprovesApplication
Stop!
ApprovedBy HR
Agent SubmitsApplication
Yes
Processed
Enrollment Process - Summary
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EmployeeSelectsLocation
Enrollment Process Detail (Standard Application)
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EmployeeReviews Product Information
Enrollment Process Detail (Standard Application)
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EmployeeRequestsApplication
Enrollment Process Detail (Standard Application)
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EmployeeSelectsDepartment
EmployeeAcknowledgesBrochure/Outline
ofCoverage Review
Enrollment Process Detail (Standard Application)
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EmployeeAcknowledgesNo Replacement
Enrollment Process Detail (Standard Application)
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EmployeeEnters Contact and Personal Information
Enrollment Process Detail (Standard Application)
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EmployeeSelects RequestedCoverage
Enrollment Process Detail (Standard Application)
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NoteRates are Calculatedand Displayed
EmployeeEnters SpouseInformation(if necessary)
Enrollment Process Detail (Standard Application)
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EmployeeEnters CancerHistory CensusInformation
Enrollment Process Detail (Standard Application)
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EmployeeEnters Specified DiseaseHistory
CensusInformation
Enrollment Process Detail (Standard Application)
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EmployeeEnters ImmediateContact Informationand
Submits Census Data
Enrollment Process Detail (Standard Application)
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EmployeeWaits While CensusData is Created
Enrollment Process Detail (Standard Application)
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EmployeeIs Notified that DataHas Been
SuccessfullyTransmitted
Enrollment Process Detail (Standard Application)
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HR and Aflac AssociateAre Immediately
Notifiedvia E-mail of New Request for Application
Enrollment Process Detail (Standard Application)
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Aflac AssociateContacts Employeeand Directs
Him/HerBack to the Websiteand Directs Them to
Click on the sign application.
Enrollment Process Detail (Standard Application)
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Aflac AssociateDirects Employee toEnter a
Secure ID andPassword to Access His/Her
Application.
Enrollment Process Detail (Standard Application)
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Employee ClicksLink to Display Application
Enrollment Process Detail (Standard Application)
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Employee ReviewsApplication with Agent to Ensure
that all Health Questions are Asked and Answered
Correctly. The Applicant can ask Detailed
Questions Regarding the Coverage and can Elect
not to Participate if Necessary
Enrollment Process Detail (Standard Application)
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Employee SignsApplication with Mouse
Enrollment Process Detail (Standard Application)
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Relative Application Informationis then
Delivered to the HR Departmentfor Processing
The process is electronic, simple and efficient
Enrollment Process Detail (Standard Application)
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Without it, no insurance is complete.
Sam McFallAflac Kansas Westwww.aflac-ks.com/fou
ndations